Quote:
Originally Posted by fistpoint
You only need a lawyer if you want to take his insurance to the cleaners. If they give you any shit, your insurance can step in and help long before spending YOUR money on a lawyer. In this case it would be for medical bills, not the car. Hiring a lawyer to haggle over the payout for the car would be absurd because if there was that much room to haggle, you could have done most of that extra amount yourself without paying him.
Most people who recommend a lawyer have never hired one in their life, and probably have never met one either. Lawyers cost money and don't work for free unless you're holding a lottery ticket of a case.
Seriously hurt = lawyer for sure. Soreness is a non-lawyer deal. Triple what they offer and accept no less than 150-200% of that initial offer.
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Don't want to get into an internet pissing-match, but you're 100% wrong.
The insurance companies job is to pay out as little as possible - this goes for health issues and/or vehicle value. Insurance is all risk vs reward, and they wont want to give up the "reward" because it cuts off their bottom-line profit. And if you think for a second that your insurance company "has your back," you're sadly mistaken.
If you are injured in ANY WAY, consider consulting with a lawyer. If they don't offer you a fair value for the vehicle, consider consulting with a lawyer.
I speak from experience, thank you very much. Correct, a lawyer is not free - but in the correct situation it gets you through a tirade of bullshit.