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You only need a lawyer if you want to take his insurance to the cleaners. If they give you any shit, your insurance can step in and help long before spending YOUR money on a lawyer. In this case it would be for medical bills, not the car. Hiring a lawyer to haggle over the payout for the car would be absurd because if there was that much room to haggle, you could have done most of that extra amount yourself without paying him.
Most people who recommend a lawyer have never hired one in their life, and probably have never met one either. Lawyers cost money and don't work for free unless you're holding a lottery ticket of a case.
Seriously hurt = lawyer for sure. Soreness is a non-lawyer deal. Triple what they offer and accept no less than 150-200% of that initial offer.
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