Quote:
Originally Posted by Re_Invention
Nope, can't back peddle your way outta this one. SVTSHC's remark is valid, yours is out of proportion and your reductionist argument is weak.
OP, have you considered leasing? Not sure how it'll pan out financially but it sounds like you aren't heart set on any one vehicle(s) and may not even be happy or content with a vehicle in this category where comfort is compromised, especially if this is your only car. Might be something to check out. I remember an older gen WRX was going for a good rate some years ago (relevant because sporty model), dunno what's out there now.
Also, consider your life style. How often do you have passengers, how much do you sit in traffic, how often do you transport items, recreational activities, etc. Personally, I've come to terms that the FR-S will likely be too cramped (~6'2 with 36'' leg) for my liking and have since turned my attention to the 2013 Genesis Coupe 2.0T R Spec. I like having rear seats for throwing a backpack or shoes or whatever in but I don't take more then 1 passenger, I can recline my chair when I feel like it (good luck trying that in a Z), I plan to keep the car as a second toy car once it's 10 year/100k mile warranty expires (also a great selling point), barring transmission issues (which are supposedly addressed now) - the Gen coupe seems more reliable then most GTI models [DSG hiccups, DI carbon build up, coilpacks, etc.], or Speed3 [engine mounts, transmission, etc.] and for 2013 offers similar levels of 'bang for the buck' and better mpg then either Camaro or Mustang V6 models as well as having nicer interiors, superior build quality, similar resale, greater MPG, and more engaging drive dynamics.
It is an ugly car, however, and the GTI is a much nicer upscale place to be inside - but I enjoy the Gen Coupe for what it is - the inexpensive Korean alternative that tries to be a bit more boy racer with the appropriate parts.
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Leasing to own might be a very viable way for him to reduce the monthly payment if he isn't willing to put down a sizable deposit. However, if he's established some credit, taken out student loans in his own name, kept a credit card and used it regularly while paying off, etc, he may be able to get a very competitive APR on a vehicle loan. If he can, then I would go that route. More money spent up front but less in the long term.
It all depends on how comfortable he is with an investment. No, a car isn't a financial investment, but it is an enjoyment investment. Many people like switching cars every 3 years because the newness wears off and they get bored with what they have. Getting into the mod scene cures me of this, but everybody is different and if this is his first new car, a lease might be a good way to test the waters and find out about his own desires in terms of a vehicle.