Your BRZ Insurance Prices.
 

I figured we could share (without personal info) a ball park on what everyone here is paying for their BRZ's.

-Please state if full coverage/liability.
-Age of the driver
-IF BRZ is Premium or Limited
-Company insuring it and any extras.
-Price per month, 6months or year.



Here is what I am paying.

State Farm (old agent I've had)
2013 BRZ Limited New (financed)
Full Coverage w/ 1k deductables (I repair cars for a living so no problem,) uninsured and rental coverage. 24 years old. No past accidents or tickets (on record :P)
120.33/month


Before hand I was quoted the following online.

Farmers Insurance: $621.23 A MONTH for full coverage.
Allstate: $231.00 a month with $50k coverage
Esurance: $188 a month $25k coverage

it is going to vary by state as well.

It can even be different in two adjoining zip codes. Asking someone what they pay for insurance is like asking someone how much they spend in the grocery store. There are just too many factors that enter into it. The best you can do is shop the market where you live.

im paying $133 a month with progressive and i think i have one accident and one ticket either 2 or 4 points. but i totaled my wrx and i used the money to buy the brz haha so its prob going to go up a decent amount come novemeber im hoping it doesnt raise more then $100 a month haha


oh i have $750 deduct and 50k coverage

NJ, full coverage, $100k liab w\ $100 comp ded, $500 collision
32 year old male
BRZ Limited
NJM Ins co
1400\year, do the math

Full Coverage
19 year old male
BRZ Limited (financed)
Progressive
$870 per 6 months. ($20 decrease since previous billing period)
Ticket and accident free

AZ 300k/500k/100k 1000 deductible
45yo male
BRZ Premium
USAA Insurance
$54.38/mo ~$651/year

MN Full Coverage 200K/300K/200K $500 deductible
42 year old male
BRZ Limited
State Farm
$46.26 per month $555 per year

Not an owner yet, but this is what I quoted for a 2013 limited

$700 a year
Full covered
Private owned insurance
24/male
Massachusetts

~$1000/yr, ~$83/m- 100/300k limits
$500 collision, $100 comp
BRZ Limited
25/male
State Farm
California

Full Coverage 500/Comp-1000/collision - Ohio
42 year old male (married)
BRZ- Premium
State Farm
$44/month ($200/month for all six cars)

Wife and I pay ~$550 every 6 months (her Honda + my BRZ).

So, something like $55-60 a month or so.

We bundle all our insurance under 1 company.

This is worthless without:

- zip code
- alarm/garage/etc
- discounts on your policy

In my case, I can stack all these on top of my auto:
- multi-car
- good driver
- multi-policy
- low miles
- garage
- anti-theft
- buying life insurance

Ultimately the deductibles don't vary so much as does the LIMITS. Homeowners usually get the max if your house and car are under the same name. Mine, with all the stacked insurance and $500 deductible, comes out to ~$1200 for the year considering I have $150k/$300k liability limits.

Not sure what the comparison of this is for, what we pay will all wildly vary based on your individual financial conditions.

-alex

I never got the point of these threads especially when there are so many different variables besides driving history and age that determine the price one pays for insurance. I swear it's like one pops up every couple weeks.

I like them for their sheer entertainment value. Of course there will be huge differences between teens and old guys, and from people in different states, or just different counties 20-30 miles apart in the same state. I don't think anyone is going to try and form any serious conclusions from them on what their rates could/should be. For that one should contact BRZ/FRS owners in the near vicinity.

When I was a teenager my insurance payment was more than my car payment. Now my insurance payment is less than 10% of my car payment.

So I'm 18. And this ought to be entertaining.

Full coverage, 500k liab/100$ comp deduct/250$ collison
18 years old
BRZ Limited 6M/T
SafeCo
$880/yr

Now... that is on my parents plan, which I had to work my ass off to stay on. I've never gotten a ticket, never hurt a car, never done ANYTHING bad behind the wheel of a car before in my nearly 4 years of driving.

Those limits and stuff by myself comes out to $3800/yr. Screw that.

I get so jealous looking at threads like this. Although I have an FRS, I pay $220 a month :cry: that's about 2500 a year

I too have an FRS but i pay 403.. a month.

okaybye:bonk:

Very true. I work in the industry and there are a lot of factors that go into what one pays for a vehicle: age, sex, marital status, location, coverage selections (liab, medical, un\underinsured motorist, lawsuit option, deductibles), discounts (multi-policy, good student, driver training, defensive driving), past driving history (motor vehicle violation history and claim history), some companies also use credit reports.

Also, I see this frequently where the parents are smart about how they setup their policy. At my company, we rate the vehicle premium based on who we assign as a principle driver on the given vehicle. So, what parents do is put their 17 year old son as a principle driver on the family 1998 Minivan with liability only coverage and set the soccer mom as principle on the 17 year olds actual vehicle (mustang, camaro, BRZ, whatever) which keeps the premium normal, meanwhile the son is beating on the cool car every day.

100/300/100 0 deductable no accidents or tickets.
I pay $1219 a year, I also have a 65k cash pay out if car gets totaled. To cover aftermarket value parts. 39 year old male.

Even though my son is five years away from getting his license, I've already talked to my insurance company about my options, and I'll probably have my son a principle driver on our Miata (or another Miata at that time) as I only pay $12/month for insurance for it (no comp/collision).

That's the smart thing to do.

Full coverage
29 Married
Limited
Geico
About 55/ month

through who?

I am a 25 y/o male with a black frs and a full coverage plan through allstate. I pay 158/mo

Sent from my Nexus 4 using Tapatalk 4 Beta

37 year old with good driver and multi-car plus discount for having homeowners insurance through the same carrier. I pay around $50/mo.

Full coverage, MO
46 Years old, 133$ Farmers
(Came from 93$ on my 2013 Ford Focus ST)
Guess the Ford was cheaper to repair? and they don't care the Ford was faster and more hooligan to drive?
(BTW glad to be back with rear wheel drive)

Full coverage
29 male
BRZ Limited
Progressive
$91 a month
New Hampshire

I was paying about $130 a month for an 08 Lancer GTS with over 200k miles on it before I bought the BRZ.

Forgive my ignorance about American insurance, but when you say 'full coverage' and list the 3 different values, what does that mean?

In Canada, everyone has to have liability insurance, and the minimum is $1 million. A lot of people I know opt for 2 million and also have an additional $1million (total $3 million) umbrella policy if they spend a lot of time driving in the US because of you litigious nature.

Sounds like we're wasting our money because your own insurance policies aren't half so well funded...

My family still bundles car insurance but as far as I know that's the only thing we might get discounts for.

I'm 29 and have a perfect current driving record (2 tickets when I was 17 and a failure to yield ticket over 5 years ago).
Insurance company is Grange.
2013 Limited BRZ
With a $500 deductible and full coverage (including GAP) I pay $216 / 6 months.
I live in Ohio.

Yikes, that's really, really high. In the US I think the minimum required insurance is around $300k for liability - possibly less?

My BRZ's coverage is $250k/$500k/$100k for damage to others (individual/total incident/property)
$250 deductible for collision, $0 for comprehensive (vandalism, glass, etc)
Liberty Mutual is my carrier (switched to them in February). I have the following discounts:
-Early Shopper
-New Move
-Electronic Funds Transfer
-Multi-policy
-Multi-car
-LM Advantage

I don't even know what half of those mean
I pay $890/year for the BRZ

33 year old single male, Raleigh, NC 2703 zip code. Car is garaged. I have 2 single vehicle at fault accidents currently on my record (claims of $1500 and $4500)

When I switched from the S2000 to the BRZ my cost went up like $5-6/mo

75/month, Allstate

26yo, full coverage, 1k deductible.

I also have my other car insured with them, as well as my home. So i'm sure that helps bring down my rate.

I have 1 bad record from 3 years ago. Young and dumb. :(

-Full coverage w/ 1,000 deductible
-age 25
-Premium BRZ
-USAA
-666.88 every 6 months(But I also had another vehicle which saved me roughly $50 - $60)

Full Coverage
33 Male
BRZ Limited
Geico
$93 a month
Connecticut

32 year old male
Limited BRZ
No accidents / tickets
USAA Insurance
Deductible - Collision 500 / Comprehensive 500
Bodily Injury and Property Damage 50,000 / 100,000
$384.66 per 6 months

$129 Canuck bucks per month for $1MM 3rd party liability, comprehensive coverage ($1,000 deductible).
In comparison, my 2002 Celica GT cost about $2,300 per year.

Hagerty auto insurance. To qualify you have to garage your car and can only drive it limited miles and can not track the car. This is more designed for show cars and antiques.

25 here, my insurance is ridiculously high, almost 3k for a whole year. Is there any recommendations on how to get this lower with another company, etc.?

Iowa Full Coverage 200K/300K/200K $250 deductible
32 years old, no accidents or tickets
BRZ Limited 6M/T
USAA
$297.24/6mo (49.54/mo)

Shop around. Your current company is never going to give you the best deal. I shop every year on my birthday and I've switched every time.