Recommendations for Geico insurance update !

[Busybee]

I am not sure whether this is the best section to ask about insurance but couldn’t find a better place.

My six month initial insurance is ending soon. Do you have any recommendations for updating any section in the images below or should I continue as it is.
What do you thing must increase ?

Thanks






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[EAGLE5]

You might want more coverage, but you probably don't need it if you're asking.500/300 has been our minimum for a long time. Also, if you can afford a higher deductible, take one.

[NCtoBRZ]

It never hurts to shop around each time that a renewal comes around. Insurance coverage limits are a very personal decision, so we can’t really advise on what you should or can afford to do.
Personally I wouldn’t get all of the add-on rental car, mechanical breakdown, and towing coverages because my car is still under factory warranty for mechanical breakdown and towing is covered under the 3yr/36k and my BRZ is driven close to home and a Subaru dealership 99% of the time. I have another car in the event that the BRZ is out of service for whatever reason, so I don’t need rental car coverage. That said, we have no idea what YOUR situation is so we don’t know if you might get some value out of those add-ons.
If you have an accident that results in a huge repair and/or medical bill due to the other party or parties, you will not regret having the highest coverage limits that you can afford. We don’t know what your budget is, so we can’t really say what is the best cost/risk ratio for you.

[soundman98]

insurance is one of those things where you talk to your insurance agent about what it would cost to cover you if you accidentally ran into a festival of ferrari's, handicapping multiple rich and powerful laywers in the process, and then work down towards your budget from there.