Totaled my FR-S / why you should have a dashcam

[Ammunition]

Originally Posted by FX86

too many scum bags these days will try to lie and deny everything just not to be at fault...get a dashcam..it's worth it!

This. It's becoming all too commonplace for people that are blatantly at fault for an accident to deny it outright, or try to say that you were the one that caused the accident - resulting in many no-fault or partial-fault claims that should be cut and dry with the offender being fully responsible - just as the OP's footage shows, and also demonstrates that minor accidents happen so often, and so many of us are all too busy with work, getting kids to school etc, that it's even becoming rare for a witness to pull over to help provide clarification.

[Cockatoo]

I would like to think I would have seen that car coming, but you never know...

Hope I never have to use my dashcam for this purpose. But i have it if needed

[jonnyboi]

Originally Posted by Alltezza

Is there any consequences for lying, especialy when they're caught with evidences from a dash cam. That shit heats me up seeing people would lie even though they knew their 100% at fault.

It's a case-by-case and situation dependent basis, you also have to consider any laws or insurance regulations, statutes etc. relevant to your state.

If it can be proven that the person lied with the intent to defraud insurance during the investigation, then coverage (for both their vehicle and possibly the other vehicle involved) can be denied (please remember this is based off my experience, so do not to take this info as the word of law, legal advice etc. as different insurance companies have different policies and laws are different state to state).

OR, they can just fess up to fault/admit liability after reviewing the evidence or us telling them what the evidence revealed i.e. "I THOUGHT I had the green but I guess I could be/was wrong" etc.

Word vs. word claims without any substantial evidence (clear independent witness statements or video footage of the accident) are the worst. If the customer is adamant they're not at fault, then we just have to defend them/support their position. We create a theory of liability through diagrams, damage photos, statements etc. then proceed with the defense and/or pursuit of our damages (if applicable).

Auto liability claims is a messy business, it gets more complicated/worse if injuries are involved. Also, most of the people we have to deal with on a daily basis generally aren't nice, professional, nor reasonable etc. I'd like to leave this business/profession asap.

Sorry for the rant.

[mdm]

Originally Posted by Ammunition

It's becoming all too commonplace for people that are blatantly at fault for an accident to deny it outright, or try to say that you were the one that caused the accident

I was once driving through a parking lot, and a guy backed out of his spot, brushing the side of my rear right bumper with his rear bumper. My REAR bumper, meaning that almost entire length of my car passed him already and he still hasn't noticed me and kept going. Despite that, he still insisted it was my fault, he said I was speeding. Because there was no damage at all to my car, just a faint trace of his bumper paint on my bumper which I just wiped and it was gone, I agreed to split fault just to avoid the hassle. He probably had to touch up his bumper.

[MuseChaser]

Originally Posted by jonnyboi

..... I'd like to leave this business/profession asap.

Sorry for the rant...

Proof positive that you are a well human being, and that there is still hope.

[SlmedFRS]

Wow good thing you had the dash cam. Can't believe the insurance company had the audacity to say you were partially at fault after seeing that it was clearly their fault.

[humfrz]

Originally Posted by Cockatoo

I would like to think I would have seen that car coming, but you never know...

Hope I never have to use my dashcam for this purpose. But i have it if needed

Let's say that one did see the car coming. What do you do?

Maintain speed and direction? - we see that didn't work

Slam on the brakes - maybe get rear ended, may get hit in the front of the car, maybe avoid the accident.

Speed up - maybe fun into the car in front of you, might have avoided accident.

Swerve - which way? Left, get rear ended; right, head on collision.

And then we mix in the possible reactions of the other driver ...... is he going to slam on the brakes, speed up, swerve, maintain speed?

What would you have done, if you had seen the other car coming ..??


humfrz

[Racer-X]

Originally Posted by SlmedFRS

Wow good thing you had the dash cam. Can't believe the insurance company had the audacity to say you were partially at fault after seeing that it was clearly their fault.

No, they only started to claim I could be partially responsible until they saw the video. They accepted full liability after.

[Racer-X]

Originally Posted by humfrz

What would you have done, if you had seen the other car coming ..??
humfrz

Difficult to say. The best option would be to accelerate to get out of the intersection and brake before hitting the car in front. I only needed to get about 5 feet ahead to keep from getting hit.

My fear is that if I did see him and hit the brakes, I would have been hit right in the door and suffered more injury. A lot of the energy from the accident was absorbed by the 180 spin.

[humfrz]

Originally Posted by Racer-X

Difficult to say. The best option would be to accelerate to get out of the intersection and brake before hitting the car in front. I only needed to get about 5 feet ahead to keep from getting hit.

My fear is that if I did see him and hit the brakes, I would have been hit right in the door and suffered more injury. A lot of the energy from the accident was absorbed by the 180 spin.

Yep, it's sort of like seeing a deer on the road ....... what's it gonna do ..??

Where are the other drivers around you....what are they gonna do .. ??


humfrz

[Cockatoo]

Originally Posted by humfrz

Let's say that one did see the car coming. What do you do?

Maintain speed and direction? - we see that didn't work

Slam on the brakes - maybe get rear ended, may get hit in the front of the car, maybe avoid the accident.

Speed up - maybe fun into the car in front of you, might have avoided accident.

Swerve - which way? Left, get rear ended; right, head on collision.

And then we mix in the possible reactions of the other driver ...... is he going to slam on the brakes, speed up, swerve, maintain speed?

What would you have done, if you had seen the other car coming ..??


humfrz

Hard to say what you'd really do in the moment, but I can say one thing... I pay more attention than most people while driving. If I could see the car in the video before he entered the intersection, I would have seen it in real life.

[Yal]

GoPro video saved me when I t-boned a girl with my motorcycle. She didn't see me and pulled out in front of me to cross a couple lanes of traffic. No signals, failure to yield. It was all clear on the video that I provided the police. She claimed it was my fault. That went out the window quickly

[Racer-X]

Originally Posted by Cockatoo

If I could see the car in the video before he entered the intersection, I would have seen it in real life.

There's no guarantee of that. The camera isn't in the same spot as your head, so it's got a different point of view. It's also got a wider angle of view.

[MrDinkleman]

Originally Posted by humfrz

Let's say that one did see the car coming. What do you do?

Maintain speed and direction? - we see that didn't work

Slam on the brakes - maybe get rear ended, may get hit in the front of the car, maybe avoid the accident.

Speed up - maybe fun into the car in front of you, might have avoided accident.

Swerve - which way? Left, get rear ended; right, head on collision.

And then we mix in the possible reactions of the other driver ...... is he going to slam on the brakes, speed up, swerve, maintain speed?

What would you have done, if you had seen the other car coming ..??


humfrz

You forgot the Takumi option/technique: Cut the steering wheel hard left then hard right and grab the hand brake. This will initiate a 360 degree pirouette to let the offending car pass by you and then when you straighten out again, keep driving like nothing happened. The driver of the other car wouldn't even see it happen since he was obviously clueless, anyway.