Someone hit my parked car & chipped my paint - checked security footage

[tahdizzle]

He can file a report, for his insurance sake, but I personally I don't think its worth the time or hassle. Since insurance companies will increase rates at fault or not if they chose to :p

[tahdizzle]

Originally Posted by AznBRZer

I'm under the impression that his insurance is still responsible if there's another driver because insurance follows the car as well as the owner.

Forget all that though. Go with my original suggestion.

Doesn't work that way. If it did then insurance would be raping the public even harder than it is now.

If insurance followed the vehicle, then every stolen car that was involved in accident would be the responsibility of the insurance.

Insurance insures the driver in the car the driver is insured under. So you can't hop in a ferrari and say "that's okay, i have insurance on my BRZ" I'm covered. and the ferrari guy can't say "Thats okay, I insured my ferrari. He can drive it."

[AznBRZer]

Originally Posted by tahdizzle

He can file a report, for his insurance sake, but I personally I don't think its worth the time or hassle. Since insurance companies will increase rates at fault or not if they chose to :p

Originally Posted by tahdizzle

Doesn't work that way. If it did then insurance would be raping the public even harder than it is now.

If insurance followed the vehicle, then every stolen car that was involved in accident would be the responsibility of the insurance.

Insurance insures the driver in the car the driver is insured under. So you can't hop in a ferrari and say "that's okay, i have insurance on my BRZ" I'm covered. and the ferrari guy can't say "Thats okay, I insured my ferrari. He can drive it."

Different state; different insurance regulations. Your scenario isn't a problem in MA. As long as the Ferrari is insured and the owner is covered(obviously), the owner can give permission to another driver and the driver is covered by the owner's insurance. Just like how if someone vandalizes your car in MA, your rates don't go up even if you get keyed once a month. The only thing you'd be responsible for is the deductible for each incident you report.

[Eski]

Originally Posted by AznBRZer

Fuck the notes. Pay a bum a 12-pack to piss and shit on the pig's car. If you're feeling spendy, get a cheap bottle of vodka (or said bum's drink of choice) to puke on the car too. Tip the bum $20 if they smear it(piss, shit, and puke) all over it, especially the door handles. Be nice and supply rubber gloves if you go that route.

slightly over the top imo but i would agree with this sort of plan.. or you can just wait out the karma to get him. i cant believe how rude and disrepsectful that person is being. sorry for your pain

[luelanski]

best solution:

forget about it and move on. a $500 bill is rough, but it could have been much worse.

[Marco_86]

Ouch. Paintball the shit out his car.

[Brittles]

Originally Posted by teamturbo

The update is a big fuck you. The person never even had the respect to even contact me after my polite note. I'm not filing a police report, it's a waste of time. There is nothing that can be done, I have no physical evidence on their car. I even offered to pay part of the damages. NOT EVEN A CALL. Rest assure, if I ever see the driver, they will get a piece of my mind.

I had the same issue once when a brand new corolla backed into the passenger side of my car, I was waiting to pick up a friend to carpool to work and this guy just backs out of his spot!!! maybe honk your horn or something to let me know im in your way, but no he just backs right the f*** up. had to replace the whole quarter panel and door. called the cops because he ran, but found him again afterwards because obviously he lives there. it was apparently his 3rd time with that brand new car. mid 30s, lives with parents party guy who didn't give a damn.
heres the kicker, police said they had no authority here because in an apartment complex its considered private property

let me repeat: THE APARTMENT COMPLEX IS CONSIDERED PRIVATE PROPERTY.

if he doesn't come back to you, you need to get the apartment involved in addition to the police. I say police only so its on record.

good luck

[randombvr]

I woke up one morning to my key fob buzzing. I jumped out of bed and ran to my car, only to see a truck driving out of the apartment gate. I waited for him to return and politely informed him that he hit my Integra. He denied it. I positioned my car so that my damage aligned with his bumper (no damage on his chrome bumper) and took a picture. I took him to small claims, presented the pictures, the manual of how my key fob works, and the estimate. I won.

I waited until I had a garage before buying a BRZ.

[jbsali]

Originally Posted by teamturbo

The update is a big fuck you. The person never even had the respect to even contact me after my polite note. I'm not filing a police report, it's a waste of time. There is nothing that can be done, I have no physical evidence on their car. I even offered to pay part of the damages. NOT EVEN A CALL. Rest assure, if I ever see the driver, they will get a piece of my mind.

what i would have done if that was my frs (nsfw)

[ame="https://www.youtube.com/watch?v=b7MhcIYtdAU"]I Will Cut You - YouTube[/ame]

[BlackMonarch]

So, not sure if this is how it works in all states, but here in KS you can do the following if the other party won't admit guilt: Get their license plate number, get the VIN off of their car. File an insurance report, advise that you have SOME info off the car that hit you. Provide it to your insurer. They will find his insurance company, and file the report accordingly. At that point, other person is contacted to either accept\deny the claim.

That will most certainly get his attention, without dealing with the leasing office or him directly.

[Nessal]

I had this happen a few years ago with my brand new one month old Camaro SS except mine is a prick driving a benz at my work. I feel for you. Nothing like DOT3 brake fluid on his paint won't fix...I kid...sorta.

[ntron1]

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[teamturbo]

Originally Posted by ntron1

Sucks to be you. With your attitude, I hope you never really need the police for help.

Suck it up sunshine, it's only money.....

I'm not sure if you're trolling me or if you're being serious...

[ntron1]

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