well, its finally happening...

[kensic]

hahaha lol after writing what i wrote... and re-reading the rest of the posts....other people have already explain it.

but yea....just keep a running montly payment of something. dont pay off anything too quickly and have no more monthly payments

[Exhaust]

Originally Posted by Guff

Exhaust and I are getting first dibs on rides!

Exhaust can sit in the backseat...

hahaha Is it because im the only one on the forums short enough to actually fit back there comfortably?

Originally Posted by KevinDuMa

Congrats man! I see you're from Dallas we should all have a meet when we get our cars

+1 i had posted about this in the regional forums.

Originally Posted by carbonBLUE

Im actually going down the street to have that beer, just one maybe two and some pizza , it would be cool to maybe meet with other members from Dallas and have a slice, its 2 dollar drafts and some really good pizza

Wouldnt mind meeting up im always down for the brown haha and congratulations! Your birthday is only a month before mine! I'll be 20 as well.

[Quentin]

Congrats on setting a goal and achieving it.

[bimmerboy]

:happy0180: Hard work pays off! Good Luck to you and your new toy!

[SUB-FT86]

Congrats Carbonblue!! I would've never guessed you were 20 yrs old.

[Guff]

Originally Posted by Exhaust

hahaha Is it because im the only one on the forums short enough to actually fit back there comfortably?

Wouldnt mind meeting up im always down for the brown haha and congratulations! Your birthday is only a month before mine! I'll be 20 as well.

Hahaha, yup!


And I'm so down for good pizza. I don't drink (I'm muslim), but GODDAMN I LOVE PIZZA.

[ame="http://www.youtube.com/watch?v=Fq5sn5FERYM"]Pizza Kids - We Like Pizza (Radio Version) - YouTube[/ame]

[carbonBLUE]

Originally Posted by 5hairpins

I'd be happy to DD you for that B-Day. Let me know when and where.

As I am currently double your age I am not so sure you want an old man dragging you down.

thank you, i wont be drinking much maybe sat night after my birthday but my friends have the next 3 weekends planned out for me and i dont drink on weekdays because i wake up early to go to work, and im almost the last person in my group of friends to turn 21... lol

Originally Posted by Exhaust

hahaha Is it because im the only one on the forums short enough to actually fit back there comfortably?

you can probably fit behind my seat, i adjusted the seat to my driving position and i was able to sit behind me(so-to-say), it will all come together soon!

[naticedog04]

Congrats on ur savings, mentality, and patience, cause now u have the car u've been waiting for.

[SUB-FT86]

I have a strong savings mentality also and I started being that way at 17. Now almost 11 years later I'm still the same way so it's good to see other young Americans who don't waste their money on every bullshit that comes out and stay broke. Also I understand how you feel about this car vs a supercar. I feel the same on the subject. It feels like your buying a baby LFA where everything is scaled down a bit.

[carbonBLUE]

Originally Posted by naticedog04

Congrats on ur savings, mentality, and patience, cause now u have the car u've been waiting for.

yeah i know, im as excited as ever, been calling my stealership non stop for updates

[86auto]

Great post. You're exactly who they built the car for. But only 50 years? Gonna give up driving at 71 years young? Eat your broccoli and drive the car for 80 years.

[carbonBLUE]

Originally Posted by 86auto

Great post. You're exactly who they built the car for. But only 50 years? Gonna give up driving at 71 years young? Eat your broccoli and drive the car for 80 years.

saying about 50 years because we will eventually run our of oil... :/ sad day...

[carbonBLUE]

(well technically it wasnt today but ehh didnt get around to posting it till now!)
went and got my loan pre-approved today, 197 a month :P like a BAWS
my insurance is going to be 140 so 337 a month total for my car

[alluringreality]

Originally Posted by ruskymx

If you have the money to pay for it, put enough down so you finance $10,000. This way, the interest charges won't be a lot if you finance it over 3 years. A 3 year loan even at 5%, the payment is $299 and total interest charges are $789 over the entire 3 years. If you stretch it to 4 years, the payment goes down but the interest jumps $300. Be prepared though that you may not be able to get top tier rates because of being limited credit history, but with a huge down payment, you should get a fairly reasonable rate.

In this case another option is to put money in a Certificate of Deposit and borrow against the CD. I've seen borrowing rates of 2% locally at Capital Federal. The actual rate is a higher, due to what you could have earned by investing the money elsewhere, but you don't need a credit history to qualify for lending rates when borrowing against a CD. If you have little credit this may be the cheapest way to borrow, and typically it's reported to the credit bureaus like if you had a typical loan.