APR on your FRS/BRZ? - Page 5 - Toyota GR86, 86, FR-S and Subaru BRZ Forum & Owners Community

zc06_kisstherain · 09-05-2013, 09:53 AM

1.49,% from Subaru

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EDIT: I doubled posted. lol it was either .45 or .49

immaculate · 09-05-2013, 12:53 PM

1.64% over 36 months, through Subaru.

Kids Heart · 09-05-2013, 01:34 PM

In Atlanta GA with great credit.
Penfed was 1.74 for 60 months, 2.24 for 72.

Dealership
Matched the rate and pushed the first payment out an extra month

Bg8780 · 09-05-2013, 01:57 PM

2.99 72 months USAA

ronboogieon · 09-05-2013, 01:58 PM

0% for 36 months through dealership

smbstyle · 09-06-2013, 09:38 AM

1.69 for 72 mo through BB&T

USMC · 09-06-2013, 09:42 AM

I was going for 0$ three years. But they informed me that Scion does not give 0%. So I paid in cash. I drove out with car fully paid. The sales guy just scared for five minutes.

DarkSunrise · 09-06-2013, 09:56 AM

Quote:

Originally Posted by USMC

I was going for 0$ three years. But they informed me that Scion does not give 0%. So I paid in cash. I drove out with car fully paid. The sales guy just scared for five minutes.

FWIW, I was able to get 0% on a $10k loan for 36 mo. through Toyota Financial Services. That was a year ago so might be different now.

tacoss23 · 09-06-2013, 12:18 PM

1.9% 3 years. (only $11k financed). RBFCU.

kykiee · 09-06-2013, 12:25 PM

1.89% 60 Months WDFS

iceman666 · 09-06-2013, 01:33 PM

Could have purchased my BRZ in cash, but opted to finance a portion of the purchase.

Made a 40% down payment using my credit card for cash back bonus doallars (paid balance in full at the end of the billing cycle). . . For the loan I was offered 2.9% for 63 months. . . Structured the loan for 60 months at 2.9%. . . Made a principal payment 14 days later for $2K. In the process of making 5 additonal payment between now and mid-November to repay loan in full.

Total gross interest expense incurred will be approximately $120. Total net interest expense incurred (taking into consideration my credit card cash back bonus) will be -$130 (e.g., I will turn a profit on the financing of my car).

garby · 09-06-2013, 02:28 PM

So I notice a lot of you guys are paying off your cars right away, even considering the extremely low interest rates. Now assuming most of you have a mortgage, wouldn't you be better off applying all this cash to the principle of your mortgage, which could stand to save you way more money over time?

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Kelbyat07 · 09-06-2013, 03:05 PM

Quote:

Originally Posted by garby

So I notice a lot of you guys are paying off your cars right away, even considering the extremely low interest rates. Now assuming most of you have a mortgage, wouldn't you be better off applying all this cash to the principle of your mortgage, which could stand to save you way more money over time?

Sent from my HTC One using Tapatalk 4

I agree but hopefully they are responsible and smart of their savings and spending haha

supragoods · 09-06-2013, 03:10 PM

1.7 for 60month

09-06-2013, 12:25 PM	#66
kykiee Senior Member Join Date: Mar 2012 Drives: 13 Subaru BRZ, 02 Toyota 4Runner Location: Camden County, NJ Posts: 338 Thanks: 38 Thanked 64 Times in 57 Posts Mentioned: 2 Post(s) Tagged: 0 Thread(s)	1.89% 60 Months WDFS __________________ 2013 Subaru BRZ Limited - GBS - 6MT - VIN #01197

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09-05-2013, 12:53 PM	#58
immaculate Senior Member Join Date: Jul 2013 Drives: 2017 Audi S3 Location: Bethlehem, PA Posts: 237 Thanks: 37 Thanked 76 Times in 49 Posts Mentioned: 4 Post(s) Tagged: 0 Thread(s)	1.64% over 36 months, through Subaru.

09-05-2013, 01:34 PM	#59
Kids Heart Senior Member Join Date: Nov 2010 Drives: 2013 BRZ Limited SWP Location: Lawrenceville GA Posts: 583 Thanks: 64 Thanked 121 Times in 68 Posts Mentioned: 1 Post(s) Tagged: 0 Thread(s)	In Atlanta GA with great credit. Penfed was 1.74 for 60 months, 2.24 for 72. Dealership Matched the rate and pushed the first payment out an extra month

09-05-2013, 01:57 PM	#60
Bg8780 Senior Member Join Date: Jun 2012 Drives: '13 Black Subaru BRZ Limited Location: All over Posts: 479 Thanks: 439 Thanked 155 Times in 96 Posts Mentioned: 6 Post(s) Tagged: 0 Thread(s)	2.99 72 months USAA

09-05-2013, 01:58 PM	#61
ronboogieon BReeZy Hunter Join Date: Jun 2013 Drives: 13 DGM BRZ Limited 6MT Location: Irvine, CA Posts: 220 Thanks: 66 Thanked 76 Times in 60 Posts Mentioned: 1 Post(s) Tagged: 1 Thread(s)	0% for 36 months through dealership

09-06-2013, 09:38 AM	#62
smbstyle Senior Member Join Date: Apr 2013 Drives: 2013 SWP BRZ Location: Forsyth, GA Posts: 1,008 Thanks: 224 Thanked 681 Times in 302 Posts Mentioned: 26 Post(s) Tagged: 0 Thread(s)	1.69 for 72 mo through BB&T

09-06-2013, 09:42 AM	#63
USMC Senior Member Join Date: Apr 2013 Drives: 2013 Scion FR-s Location: Fort Lauderdale ,Florida Posts: 147 Thanks: 1 Thanked 36 Times in 31 Posts Mentioned: 1 Post(s) Tagged: 0 Thread(s)	I was going for 0$ three years. But they informed me that Scion does not give 0%. So I paid in cash. I drove out with car fully paid. The sales guy just scared for five minutes.

09-06-2013, 12:18 PM	#65
tacoss23 Senior Member Join Date: Jul 2013 Drives: '08 328i, '13 Accord Sport, '13 BRZ Location: Austin, Texas Posts: 159 Thanks: 36 Thanked 75 Times in 46 Posts Mentioned: 1 Post(s) Tagged: 0 Thread(s)	1.9% 3 years. (only $11k financed). RBFCU.

09-06-2013, 01:33 PM	#67
iceman666 Member Join Date: Jul 2013 Drives: 2013 Subaru BRZ / 2001 Honda S2000 Location: New Jersey Posts: 29 Thanks: 0 Thanked 8 Times in 4 Posts Mentioned: 2 Post(s) Tagged: 0 Thread(s)	Could have purchased my BRZ in cash, but opted to finance a portion of the purchase. Made a 40% down payment using my credit card for cash back bonus doallars (paid balance in full at the end of the billing cycle). . . For the loan I was offered 2.9% for 63 months. . . Structured the loan for 60 months at 2.9%. . . Made a principal payment 14 days later for $2K. In the process of making 5 additonal payment between now and mid-November to repay loan in full. Total gross interest expense incurred will be approximately $120. Total net interest expense incurred (taking into consideration my credit card cash back bonus) will be -$130 (e.g., I will turn a profit on the financing of my car).

09-06-2013, 02:28 PM	#68
garby Member Join Date: Jun 2013 Drives: Slow Location: United States Posts: 17 Thanks: 0 Thanked 13 Times in 6 Posts Mentioned: 0 Post(s) Tagged: 0 Thread(s)	So I notice a lot of you guys are paying off your cars right away, even considering the extremely low interest rates. Now assuming most of you have a mortgage, wouldn't you be better off applying all this cash to the principle of your mortgage, which could stand to save you way more money over time? Sent from my HTC One using Tapatalk 4

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