Pre-approved, but should I wait?

[bestwheelbase]

Congrats! Great story. :happy0180:

[Asterisked Accolade]

Originally Posted by MmmDieselFumes

I know man, I went over that a million times in my head. Literally. But I came to the conclusion that:


A.) I can actually afford it, and the majority of my angst could be attributed to my proclivity for frugality.
B.) I make good money, and you can't take it with you when you go.
C.) I was in love with the car, and my expectations were fully justified when I finally put the keys in the ignition.
D.) I'm young, and I'm entitled to at least one "rash" decision for once in my life since I've always played it by the books and done what is smart.
E.) I'd be damned if I let that kid who came in after me have it.

Lol

The Gravity of my sense of frugality must be absurdly immutable, because it has hushed all the notions i've expressed that were similar to what you listed.

However, i've never driven one and thus have not been seduced. Honestly, i've nurtured the thought of waiting until the car(s) depreciates a good $10,000-- setting aside the reality of how long that's likely to take. (Also setting aside the occasional withering condemnation i feel for my own intrepid power of restraint.)

[jmaryt]

yes! this so true! been fighting this now for months! i'm NOT strong enough! what is so disconcerting is,i know i will lose my as* if i trade my current chariot in!

[Ocala FR-S]

Originally Posted by Asterisked Accolade

The Gravity of my sense of frugality must be absurdly immutable, because it has hushed all the notions i've expressed that were similar to what you listed.

However, i've never driven one and thus have not been seduced. Honestly, i've nurtured the thought of waiting until the car(s) depreciates a good $10,000-- setting aside the reality of how long that's likely to take. (Also setting aside the occasional withering condemnation i feel for my own intrepid power of restraint.)

Whatever, just get one.

[Asterisked Accolade]

Originally Posted by Ocala FR-S

Whatever, just get one.

LoL, ain't nobody got money fo' dat!

[jmaryt]

Originally Posted by MmmDieselFumes

Smart money's always on paying it off if you can, then leveraging the dealer into working with you on the value to get you where you want. That way the you get a tax break because you already paid sales tax on the car you're trading in, so they can make those new car taxes a little less painful. That's basically what I've always done, and it worked well for me for this guy too.

yes i'm aware of this! it's my property,clean ,clear title,and i am tryin' to work an "over allowance" with the dealer against invoice,or below,but i gotta go "subie" and the money just may not be there to do the deal! find out soon!
no sales tax ,as i live in new hampshire.problem is i have to find a dealer willing to give me that "over allowance" as a trade in,then i can work on the other end! middle of winter with many of 'em sitting on dealer's lots here in new england,along with the end of the month coming is the break i will need.

[jmaryt]

Originally Posted by MmmDieselFumes

Smart money's always on paying it off if you can, then leveraging the dealer into working with you on the value to get you where you want. That way the you get a tax break because you already paid sales tax on the car you're trading in, so they can make those new car taxes a little less painful. That's basically what I've always done, and it worked well for me for this guy too.

Originally Posted by Asterisked Accolade

LoL, ain't nobody got money fo' dat!

you might get lucky! with that rhetoric,you could probably talk "bank managers" in twenty states to "give" you the money! (lol!)

[jmaryt]

Originally Posted by Asterisked Accolade

Man, i couldn't pay off a car and then jump right back to making car payments again. I'm bat-**** crazy about the twins,too; but i just don't think i could do that.

you CAN do it! as the french so eloquently proclaim!
it's an "event psychological!"

[Asterisked Accolade]

Originally Posted by jmaryt

you might get lucky! with that rhetoric,you could probably talk "bank managers" in twenty states to "give" you the money! (lol!)

I'll win them over with peasant nomenclature.

EDIT: It just hit me that you may have been hinting that i'd likely rob them. If so, touche.

[Asterisked Accolade]

Originally Posted by jmaryt

you CAN do it! as the french so eloquently proclaim!
it's an "event psychological!"

Something else i could do is play wheel of fortune, win one of those dreadful cars they have on the show, sell it, and buy an FRS and around $15,000 worth of mods.

[jmaryt]

Originally Posted by Asterisked Accolade

Man, i couldn't pay off a car and then jump right back to making car payments again. I'm bat-**** crazy about the twins,too; but i just don't think i could do that.

Originally Posted by Asterisked Accolade

I'll win them over with peasant nomenclature.

playing the "sympathy angle" with those "vultures" will get you nowhere,
i'm sorry to say! foldin' cash? this,they understand!

[jmaryt]

Originally Posted by Asterisked Accolade

Something else i could do is play wheel of fortune, win one of those dreadful cars they have on the show, sell it, and buy an FRS and around $15,000 worth of mods.

good luck with that! i suspect you'll need it! you might take a chance on the lottery somebody's got to win! might as well be you! just sayin'

[M1schiev0us]

Originally Posted by Asterisked Accolade

LoL, ain't nobody got money fo' dat!

My problem right now exactly!