ONTARIO - Who's your auto insurance Provider?

[Tcoat]

Originally Posted by Tcoat

A clear demonstration that people comparing rates with each other is a totally meaningless exercise!

Originally Posted by CwpBrz

I don't know if you're trolling or just bored....

Thought it was useful for me to post my new rate from when I moved and compared it to my old one...

Apparently it's "meaningless"

Neither! I meant exactly what I said but I think you miss read it. My response was the total opposite of a poke and I am very glad you posted it.
Your situation is fully meaningful and totally supports the fact that when other people jump in and say to somebody "you pay $XXX that is crazy since I only pay $YYY". Rates for different people can not be compared. Your example is the perfect demonstration of why they can not be compared for different people since the only thing that changed for you was your location.


All is good!

[SLVRSRFR]

City: Caledon
Insurance: AllState
No tickets (anymore)
BRZ/FRS: BRZ
Have u claimed?(#): 1 (at fault)

Optional
AGE: 30
Price/MO/YR: $250/month.
Married: Y/N: N

Has come down a lot in the past few years by being more responsible and keeping my record clean, although the at-fault is a complete fluke of a situation that is hard to believe, and will be off my record I believe in one more year.

[Backfire]

City: Ottawa
Insurance: Cooperators
BRZ/FRS: FR-S
Have u claimed?(#): nerp. Have 1 speeding ticket in my life (15kphh over limit on a "driver awareness" bullshit day)

Optional
AGE: 26
Price/MO/YR: $70 (registered as leisure [under 10,000km per year] and tied into multiple insurance policies for discounts)
Married: Nope

[HeadBanger]

City: Vankleek Hill (rural town between Ottawa and Montreal)
Insurance: Bel Air
BRZ/FRS: BRZ
Have u claimed?(#): Noe. No tickets or accidents

Optional
AGE: 24
Price/MO/YR: $160/month. Car is my daily driver and it's a lease, so it's insured to hell.
Married: No


I'll be 25 in a month and a half. I'm going to start shopping tomorrow for different rates. Does anybody have a good broker they want to refer me to?

[LastRep]

City: Guelph
Insurance: RBC
BRZ/FRS:FRS
Claimed?: No. Clean record
Age:21
Price:$150/month

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[itsAlex]

City: Brampton
Insurance: Intact Insurance
BRZ/FRS: FRS
Have u claimed?(#): No

AGE: 20
Price/MO/YR: $450/month
Married: No

yup, insurance is Brampton is ridiculously high regardless of what you're driving. It's even harder for young people like myself to insure a vehicle. I have friends my age who were quoted >= $600/month for something like an old Acura Integra.

Originally Posted by LastRep

City: Guelph
Insurance: RBC
BRZ/FRS:FRS
Claimed?: No. Clean record
Age:21
Price:$150/month

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Primary or secondary driver?

[LastRep]

Originally Posted by ButeraFRS

Primary or secondary driver?

Primary

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[Whodunit]

Originally Posted by LastRep

City: Guelph
Insurance: RBC
BRZ/FRS:FRS
Claimed?: No. Clean record
Age:21
Price:$150/month

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Wow that is cheap. Guelph must have good rates in general I'm thinking. Some places in ON 21 years old is all you need for $200 rate, especially on a rwd sports car.

[Herby15]

City: Kitchener
Insurance: belairdirect
2013 frs
Age 20
1 ticket 15kmh over
Price: $215

[S84kam]

City: Hamilton
Insurance: TD
2015 FRS
Age 35
0 tickets
Price: $120

I have no idea how you young guys pay so little... i own a house and 3 cars and i still pay over 100$ a month.

When i was 21, i paid 400$ a month for my honda prelude

Originally Posted by S84kam

City: Hamilton
Insurance: TD
2015 FRS
Age 35
0 tickets
Price: $120

I have no idea how you young guys pay so little... i own a house and 3 cars and i still pay over 100$ a month.

When i was 21, i paid 400$ a month for my honda prelude

Try calling around that seems a little high for a bundle.

Though this will take up a lot of your time since you've gotta get quotes on a lot of different things and give them a lot of info
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[S84kam]

Originally Posted by ButeraFRS

Try calling around that seems a little high for a bundle.

i've obviously tried that, I'm assuming its all about location.

[BlueSky]

City: Sarnia
Insurance: State farm (name change to Certas)
No tickets: plenty when younger, suspended license, 1 currently on record
BRZ/FRS: BRZ
Have u claimed?(#): 0

Optional
AGE: just turned 25
Price/MO/YR: $47/month.
Married: Y/N: N

when I first purchase my BRZ, I shopped around for quotes
COOP was the highest at 498 a month
I stayed with state farm which was 270 a month, then dropped to 240 a month, then I turned 25 and moved the BRZ to "leisure" which dropped it again to 47 a month.
same rules as always, 12000km a year max, etc etc