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Old 11-09-2016, 11:02 AM   #21883
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Why do people get so offended by politics and religion? It's just a bunch of senseless, cult-like, brainwashing bullshit anyway. The human race is royally beyond fucked and I don't want to live on this planet anymore.

ahahaha it's true it's a bunch of BS

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Old 11-09-2016, 11:02 AM   #21884
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It is no different now than all of recorded history and the human race has survived. Every generation EVER has thought that the rest had it good and they were the ones getting fucked. Not true.
That's because the ALIENS haven't gotten to us yet or realized we would fuck ourselves eventually and would just sit back and watch the shit show and with some extra buttery popcorn
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Old 11-09-2016, 11:03 AM   #21885
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That's because the ALIENS haven't gotten to us yet or realized we would fuck ourselves eventually and would just sit back and watch the shit show with some popcorn
What if... We're the aliens
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Old 11-09-2016, 11:05 AM   #21886
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What if... We're the aliens
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Old 11-09-2016, 11:07 AM   #21887
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What if... We're the aliens
No way, we are dumber than dolphins
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Old 11-09-2016, 11:08 AM   #21888
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Random Thoughts 33⅓ - My Lawnmower
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Old 11-09-2016, 11:20 AM   #21889
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No way, we are dumber than dolphins
And mice.
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Old 11-09-2016, 11:24 AM   #21890
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And mice.
Beat most dogs though.


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Old 11-09-2016, 11:27 AM   #21891
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First time? When you feel the power, pls dont tight your butt and feel the power
First time in the 86.
I used to drive an e85, sometimes turbo, race car for my school.
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Old 11-09-2016, 11:31 AM   #21892
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NO POLITICS

Unless a Toyota 86 becomes the President of Zambia, take that shite elsewhere.
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Old 11-09-2016, 11:43 AM   #21893
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Beat most dogs though.


I was making a Hitchhiker's Guide reference.
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Old 11-09-2016, 11:46 AM   #21894
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The key is "barely" using them. If you don't use them at all, they don't count. All you have to do is charge some small amount (it can be a dollar) about every six months, then immediately pay it off.

My score is over 800, but I have no consumer debt of any type, including no mortgage (paid off house). I do have about $40,000 in credit available to me but charge less than $50 a year to it and immediately pay it off.
I always thought that paying off loans in full helped your score, but also how much you've paid off in total, or how many loans you've paid off. For example, a person paying off a $30000 loan would have a better score than someone who paid a $1000 loan. Is this incorrect?
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Old 11-09-2016, 11:46 AM   #21895
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What about the FRS?


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Old 11-09-2016, 11:48 AM   #21896
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Originally Posted by Celica00 View Post
I always thought that paying off loans in full helped your score, but also how much you've paid off in total, or how many loans you've paid off. For example, a person paying off a $30000 loan would have a better score than someone who paid a $1000 loan. Is this incorrect?
That's correct.
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