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Old 04-30-2012, 08:56 PM   #295
Marloon
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Originally Posted by CoryUyede View Post
Depends Marlon. See if you're even qualified to Have a car loan through the bank for THAT high an amount. Not to put you down or anything, just realistically they like to see that you've been employed full-time for 6 months to a year at the same place with steady income. If they happen to approve you for a 30k car loan, chances are, you won't get their "best" rate because of your history..or lack there of. Figure out what rate they can give you, by that you can calculate Just how much total interest you will actually pay over the full term.


Assuming you put ZERO down on a Sport-tech BRZ, a 60 month finance, everything inclusive. at 3.9% you end up paying about $3,550 in interest alone. If it's 4.9%, you're paying about $4500 in interest

just to compare, a FRS out the door, 60mth total interest

@3.9% = ~$3150
@4.9% = ~$4000

It's also something everyone should consider when comparing the FRS to the BRZ, not just the MSRP difference, but also the extra $100 in freight/pdi and $400-$500 for extra interest(if financing)

It'd be good to stop by your bank and find out sooner rather than later
thanks! this is good information to also consider.
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Old 05-01-2012, 11:47 PM   #296
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hint hint...open a tax free savings account with your bank...5 year term 2.25 or 2.5%...so the interest you make can pay for the interested on your lease/finance term

Last edited by Shimmyshake; 05-02-2012 at 01:55 AM.
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Old 05-02-2012, 01:12 AM   #297
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alright guys. anyone else have any other ideas to help save money? every bit counts i am sure.
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Old 05-02-2012, 02:00 AM   #298
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IM GOING CRAZY! I CAN'T WAIT ANYMORE >.<
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Old 05-02-2012, 02:20 AM   #299
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Go get some REST
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Old 05-02-2012, 02:21 AM   #300
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Go get some REST
yeah i need to block this forum lol...

that's my biggest problem - i have an addictive personality.
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Old 05-02-2012, 06:06 PM   #301
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Ahh

I'm at that stage where I don't want to read any more reviews as they are going to make me too hyped. I just want to car already!!! Its been too long 4 years thats like high school right there haha
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Old 05-13-2014, 08:47 PM   #302
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