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Old 08-30-2012, 10:07 AM   #15
GremlinDX
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Yeah for the most part if you are racing your car in any way, autocross, time trials, drag racing, be ready to pay for any damage out of pocket. Lockton does off track day insurance for HPDE's (untimed) usually costs around $300-350 per day.

But, even in running time trials on real race tracks anything over a minor bump or scratch are very rare. Biggest problem is getting all the skid marks from shedding rubber off the paint lol.
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Old 08-30-2012, 11:56 AM   #16
engee
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Originally Posted by Foobar View Post
I was under the impression that most of the national carriers have specific verbiage in their agreements that exclude racing or timed competition events, be they pre-organized or not.
Sorry for the confusion. Let me rephrase what I said.

The chances of something happening in an autocross are rather slim. I have rarely ever seen an actual full on accident at an autocross. Speeds are significantly lower than a track and most courses are built where they are far away from stuff so you won't hit anything.

Not to say there aren't any accidents, but they are very rare and more than likely driven by other reasons.
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Old 08-30-2012, 12:01 PM   #17
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Originally Posted by engee View Post
Sorry for the confusion. Let me rephrase what I said.

The chances of something happening in an autocross are rather slim. I have rarely ever seen an actual full on accident at an autocross. Speeds are significantly lower than a track and most courses are built where they are far away from stuff so you won't hit anything.

Not to say there aren't any accidents, but they are very rare and more than likely driven by other reasons.
No need to apologize, I get that and completely agree with you. That said, it's a risk, however small, that some might not want to take on with a brand new car.
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