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Old 09-21-2021, 08:59 AM   #15
weederr33
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Quote:
Originally Posted by chaoskaze View Post
You said the reason

My insurance went up from 2018 to 2020 due to me getting hit twice while having the car parked & different cars too!

Your risk factor simply went up despite the fact it's not your fault.
That accident was in 2018.
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Old 09-22-2021, 05:57 PM   #16
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That accident was in 2018.
Damn, well too much tanks in texas, they must been running over lot of brzs.
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Old 10-05-2021, 01:23 PM   #17
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The cost of your insurance isn't just driven by you alone. Its based on the overall costs to the insurance company. Everything from them giving their employees raises, to repairs costing more at repair shops, to new cars costing more.

The whole premise of insurance is shared risk and spreading the losses across the whole risk pool.
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Old 10-05-2021, 01:40 PM   #18
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It is possible marital status affected your rate; however, still quote new policies with different providers. It is wise to do this every few years, but also make sure to compare what is covered. That way you don't save $200 per renewal just to have basically no coverage. Often it does not make sense to stay with one auto insurance provider for a long period of time.

I had Progressive from the time I got my license until my late 20s. They raised my renewal by about 15% with no reason. When I called to ask why, they said they were doing that for everyone. I ended up calling AAA to get comparison quotes from different providers using my driving history, including Progressive, just to see what they were. Progressive was still the highest quote I got back, but it was less than half what they were currently charging me. I ended up going with a local company with good rep for identical coverage at about 35% of what I was paying. I don't think this is typical, but it did help me to learn my lesson.
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Old 10-12-2021, 07:45 PM   #19
Ultramaroon
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Originally Posted by crinnoire View Post
The cost of your insurance isn't just driven by you alone. Its based on the overall costs to the insurance company. Everything from them giving their employees raises, to repairs costing more at repair shops, to new cars costing more.

The whole premise of insurance is shared risk and spreading the losses across the whole risk pool.
Are you a bot?
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Old 10-12-2021, 09:05 PM   #20
Stonehorsw
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Mine went up significantly (local legislation change)
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