What do you pay for insurance? - Toyota GR86, 86, FR-S and Subaru BRZ Forum & Owners Community

Billylammerkins · 11-23-2013, 02:31 PM

How much do you pay for insurance?
- Age / Marital Status
- Color
- Company
- History
- Full Coverage? / Deductible?

I'm interested because i'm wondering what people with similar scenarios are paying.

Me:
$260/mo
Firestorm
Progressive
Single/20
4 Tickets (19 or less) in the past 4 years (yeah I know I'm a speeder)

hmong337 · 11-23-2013, 02:39 PM

$127 per month full coverage on the frs.

1 ticket, 29 years-old and married.

cooldandani · 11-23-2013, 02:42 PM

I pay 240 a month white out 20 single

Sent from my SGH-T889 using Tapatalk now Free

olaHalo · 11-23-2013, 02:46 PM

80 a month from USAA.
25 yrs old.
0 tickets.
2nd car included in price for storage insurance.

ExtremeAutowerks · 11-23-2013, 02:47 PM

433 a month
single
19 years old

Billylammerkins · 11-23-2013, 02:57 PM

Quote:

Originally Posted by ExtremeAutowerks

433 a month
single
19 years old

Jeeze! 433 a month? I thought my rate was high! What's your driving history like if you don't mind me asking? What company?

serith · 11-23-2013, 03:14 PM

Age, occupation, zip-code, credit score, driving history, previous claims filed, owning your car outright vs. financing, rent vs. owning your home, and so many more things go into calculating your risk to an insurance company. With that said, you also have to look at things like how much liability coverage, property damage, collision/comp deductibles, and other extras that you have in your policy. So when I read people say "full coverage", it doesn't really mean anything other than you have the state minimums for insurance.

I don't have an 86, but for my 09 tC I'm paying $287 every 6 months through Geico for $100/$300k liability, $500 deductibles, $100k property damage, 0 tickets and 0 claims, 28 years old.

rcm47 · 11-23-2013, 03:15 PM

$220 a month full coverage for 3 cars
Geico
22
Married
1 ticket in the last 4years

humfrz · 11-23-2013, 03:17 PM

$66 per month
White FR-S
USAA
Good coverage/$500 deductable
Married - 70 years old
Own the car/Washington state/750+ credit score/own home/10,000 miles per year/retired
No tickets in the past 10 years
One $1,200 claim in past 10 years

humfrz

ExtremeAutowerks · 11-23-2013, 03:31 PM

Quote:

Originally Posted by Billylammerkins

Jeeze! 433 a month? I thought my rate was high! What's your driving history like if you don't mind me asking? What company?

Just 1 accident, and it is with Mercury

SirBrass · 11-23-2013, 03:33 PM

$168/mo
Crystal Black Silica
USAA
Single/29
No tickets (never caught), 1 at-fault accident in the last 4 years

Sent from my SCH-I535 using Tapatalk

JdelFrs · 11-23-2013, 03:33 PM

23 Year old! 0 claim - 0 ticked - 0 accident/ 59$/month

+ i get credited 45% of it since i store it

6 months

Whitigir · 11-23-2013, 03:39 PM

Quote:

Originally Posted by Billylammerkins

How much do you pay for insurance? What color? What company? Married/Unmarried? What's your driving history like? Age?

I'm interested because i'm wondering what people with similar scenarios are paying.

Me:
$260/mo
Firestorm
Progressive
Single/20
4 Tickets (19 or less) in the past 4 years (yeah I know I'm a speeder)

Dang!!

I admire you for owning the car. That 260/month = my 2013 RX350 6 months insurance, with 0$ collision deductible.

Billylammerkins · 11-23-2013, 03:50 PM

Quote:

Originally Posted by Whitigir

Dang!!

I admire you for owning the car. That 260/month = my 2013 RX350 6 months insurance, with 0$ collision deductible.

0$ Deductible? Wow.

11-23-2013, 02:31 PM	#1
Billylammerkins Senior Member Join Date: Oct 2013 Drives: 2014 Firestorm Red FR-S 6MT Location: Tacoma, Washington Posts: 192 Thanks: 167 Thanked 64 Times in 38 Posts Mentioned: 2 Post(s) Tagged: 0 Thread(s)	What do you pay for insurance? How much do you pay for insurance? - Age / Marital Status - Color - Company - History - Full Coverage? / Deductible? I'm interested because i'm wondering what people with similar scenarios are paying. Me: $260/mo Firestorm Progressive Single/20 4 Tickets (19 or less) in the past 4 years (yeah I know I'm a speeder) Last edited by Billylammerkins; 11-24-2013 at 01:22 PM.

11-23-2013, 02:39 PM	#2
hmong337 Emperor JDM Join Date: Jun 2013 Drives: '91 MR2 Gen3 3SGTE, '13 FRS Location: Onterrible, Canada Posts: 1,750 Thanks: 3,498 Thanked 909 Times in 495 Posts Mentioned: 20 Post(s) Tagged: 3 Thread(s)	$127 per month full coverage on the frs. 1 ticket, 29 years-old and married. __________________

11-23-2013, 03:14 PM	#7
serith Senior Member Join Date: May 2012 Drives: 2009 Scion tC RS 5.0 Location: Syracuse, NY Posts: 148 Thanks: 44 Thanked 63 Times in 33 Posts Mentioned: 3 Post(s) Tagged: 0 Thread(s)	Age, occupation, zip-code, credit score, driving history, previous claims filed, owning your car outright vs. financing, rent vs. owning your home, and so many more things go into calculating your risk to an insurance company. With that said, you also have to look at things like how much liability coverage, property damage, collision/comp deductibles, and other extras that you have in your policy. So when I read people say "full coverage", it doesn't really mean anything other than you have the state minimums for insurance. I don't have an 86, but for my 09 tC I'm paying $287 every 6 months through Geico for $100/$300k liability, $500 deductibles, $100k property damage, 0 tickets and 0 claims, 28 years old. __________________ 09 RS 5.0 -- #862 of 2000 -- 5spd

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11-23-2013, 02:42 PM	#3
cooldandani Senior Member Join Date: Oct 2013 Drives: Posts: 115 Thanks: 19 Thanked 13 Times in 10 Posts Mentioned: 1 Post(s) Tagged: 2 Thread(s)	I pay 240 a month white out 20 single Sent from my SGH-T889 using Tapatalk now Free

11-23-2013, 02:46 PM	#4
olaHalo Member Join Date: Nov 2013 Drives: FR-S, Turbo tC Location: North Vegas Posts: 19 Thanks: 11 Thanked 24 Times in 6 Posts Mentioned: 1 Post(s) Tagged: 0 Thread(s)	80 a month from USAA. 25 yrs old. 0 tickets. 2nd car included in price for storage insurance.

11-23-2013, 02:47 PM	#5
ExtremeAutowerks Senior Member Join Date: Jul 2013 Drives: Scion FRS Location: Cerritos, CA Posts: 265 Thanks: 74 Thanked 48 Times in 41 Posts Mentioned: 8 Post(s) Tagged: 0 Thread(s)	433 a month single 19 years old

11-23-2013, 03:15 PM	#8
rcm47 Senior Member Join Date: Oct 2010 Drives: 13’ FRS (traded), 18’ CWP BRZ tS Location: California Posts: 605 Thanks: 589 Thanked 300 Times in 147 Posts Mentioned: 3 Post(s) Tagged: 1 Thread(s)	$220 a month full coverage for 3 cars Geico 22 Married 1 ticket in the last 4years

11-23-2013, 03:17 PM	#9
humfrz Senior Member Join Date: May 2013 Drives: 2013 FR-S, white, MT Location: Puyallup, WA Posts: 29,869 Thanks: 28,791 Thanked 31,816 Times in 16,425 Posts Mentioned: 708 Post(s) Tagged: 2 Thread(s)	$66 per month White FR-S USAA Good coverage/$500 deductable Married - 70 years old Own the car/Washington state/750+ credit score/own home/10,000 miles per year/retired No tickets in the past 10 years One $1,200 claim in past 10 years humfrz

11-23-2013, 03:33 PM	#12
JdelFrs Senior Member Join Date: Oct 2013 Drives: 2013 Fr-S Release Series 10 (MT6) Location: Canada Posts: 107 Thanks: 0 Thanked 72 Times in 33 Posts Mentioned: 1 Post(s) Tagged: 0 Thread(s)	23 Year old! 0 claim - 0 ticked - 0 accident/ 59$/month + i get credited 45% of it since i store it 6 months

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