|
Scion FR-S / Toyota 86 GT86 General Forum The place to start for the Scion FR-S / Toyota 86 | GT86 |
|
Thread Tools | Search this Thread |
03-16-2016, 12:46 AM | #29 |
Senior Member
Join Date: Oct 2014
Drives: 2015 FRS Asphalt
Location: Honolulu
Posts: 1,001
Thanks: 1,302
Thanked 343 Times in 265 Posts
Mentioned: 6 Post(s)
Tagged: 0 Thread(s)
|
got my GEICO renewal policy today....F'K it went up $22.80...gonna check some other insurance companies...my understanding is if a insurance company has massive losses then that's a factor in policies being raised.....F'K meH!
|
03-16-2016, 01:21 AM | #30 | |
Senior Member
Join Date: Dec 2013
Drives: Scion FR-S 10 Series #2263
Location: Los Angeles
Posts: 471
Thanks: 208
Thanked 277 Times in 179 Posts
Mentioned: 4 Post(s)
Tagged: 2 Thread(s)
|
Quote:
https://www.thezebra.com/insurance-n...g-their-rates/ |
|
03-16-2016, 02:10 AM | #31 |
Senior Member
Join Date: Jan 2014
Drives: 2013 Scion FR-S
Location: Kailua-Kona HI
Posts: 401
Thanks: 46
Thanked 428 Times in 181 Posts
Mentioned: 3 Post(s)
Tagged: 0 Thread(s)
|
Well, if insurance was to go down, that would be because the market Value went down as well. I don't think I want that.
|
03-16-2016, 02:13 AM | #32 |
Senior Member
Join Date: Jan 2014
Drives: 2013 Scion FR-S
Location: Kailua-Kona HI
Posts: 401
Thanks: 46
Thanked 428 Times in 181 Posts
Mentioned: 3 Post(s)
Tagged: 0 Thread(s)
|
Yep, I'm with GEICO as well, and yes, it went up last renewal. It went up even more since moving to the Big lsland. $50 a month. Everything costs more here.....
|
The Following User Says Thank You to Hotrodheart For This Useful Post: | 86geek (03-16-2016) |
03-16-2016, 11:52 PM | #33 | |
Senior Member
Join Date: Oct 2014
Drives: 2015 FRS Asphalt
Location: Honolulu
Posts: 1,001
Thanks: 1,302
Thanked 343 Times in 265 Posts
Mentioned: 6 Post(s)
Tagged: 0 Thread(s)
|
Quote:
I just got off the phone with a rep from Progressive Insurance. Same coverage as GEICO they have a 6 month policy for me at $421.00 or $455.00 with Gap Insurance. Rep from Progressive told me they keep their $$$ in-house and don't invest customer's $$$ to make profit. Anyone have Progressive Auto car insurance? Is Gap Insurance really necessary? I have until April 12 to decide whether or not I wanna switch car insurance companies. My GEICO policy expires on 4-15-16. |
|
03-17-2016, 12:01 AM | #34 |
( ͡° ͜ʖ ͡°)
Join Date: Sep 2013
Drives: '13 Whiteout FR-S A/T
Location: Mississauga, ON
Posts: 1,996
Thanks: 1,985
Thanked 1,452 Times in 752 Posts
Mentioned: 36 Post(s)
Tagged: 1 Thread(s)
|
The FR-S was cheaper to insure than the BRZ by $20/mo postal code L5J for me....
|
03-17-2016, 01:40 AM | #35 | |
Senior Member
Join Date: Dec 2013
Drives: Scion FR-S 10 Series #2263
Location: Los Angeles
Posts: 471
Thanks: 208
Thanked 277 Times in 179 Posts
Mentioned: 4 Post(s)
Tagged: 2 Thread(s)
|
Quote:
Sounds like you don't know what GAP insurance is for. It's insurance for a very specific case with very specific conditions: - you financed your car - your car gets totaled - they estimate your car at a value that is below what you owe on the loan They will cut you a check for the difference between what the car is worth, and the loan amount, up to 25% of the "actual cash value" of the car. Example: - you owe 20k - car actual cash value is estimated at 16k - GAP pays out 4k (25% of 16k) - you now have no car and no balance on the loan. Now, you can clearly see the flaw - Progressive GAP only pays for up to 25% of the ACV, so if the difference between what you owe and what the car is worth is too much, you will still be stuck paying off the balance of the loan even after GAP, and this is what the car dealerships try to scare you into buying their GAP, which they say covers up to 100% of ACV, but also costs a buttload more. (Toyota offered GAP to me for 800 bucks, but I went with Progressive's GAP for only 40ish bucks a year) GAP is really only needed within the first few years of a new car's life when depreciation is greatest and payments on the loan haven't matched the depreciation. After the KBB value of your car / used car prices of your car model year + mileage drop below your loan balance, just stop paying for GAP. No point in continuing to do so. Hope that helps. |
|
The Following 2 Users Say Thank You to aegisdrgn For This Useful Post: | 86geek (03-17-2016), FRSBRZGT86FAN (03-17-2016) |
03-17-2016, 02:08 AM | #36 | |
Senior Member
Join Date: Jan 2014
Drives: 2013 Scion FR-S
Location: Kailua-Kona HI
Posts: 401
Thanks: 46
Thanked 428 Times in 181 Posts
Mentioned: 3 Post(s)
Tagged: 0 Thread(s)
|
Quote:
I'll switch to Progressive as soon as they get rid of Flo. |
|
The Following User Says Thank You to Hotrodheart For This Useful Post: | 86geek (03-17-2016) |
03-17-2016, 02:13 AM | #37 |
Senior Member
Join Date: Oct 2014
Drives: 2015 FRS Asphalt
Location: Honolulu
Posts: 1,001
Thanks: 1,302
Thanked 343 Times in 265 Posts
Mentioned: 6 Post(s)
Tagged: 0 Thread(s)
|
LmfaO!
|
03-18-2016, 06:14 PM | #38 |
hey you, yeah you <3
Join Date: Jul 2012
Drives: 2014 37J FR-S
Location: Monterey County, CA
Posts: 2,713
Thanks: 905
Thanked 1,257 Times in 809 Posts
Mentioned: 38 Post(s)
Tagged: 3 Thread(s)
|
Mine just dropped! $6 lmfao
__________________
Got my TRD wheels and TRD louvers. Thanks!!!
|
03-19-2016, 12:56 AM | #39 |
Senior Member
Join Date: Jun 2012
Drives: waiting on a 2021...
Location: Texas
Posts: 770
Thanks: 190
Thanked 410 Times in 233 Posts
Mentioned: 3 Post(s)
Tagged: 0 Thread(s)
|
I can't help it if deer are suicidal around here...I just wish they'd find somebody else to "help them out"...
__________________
2016 4Runner Tail edition
2020 Camry 2020 RAV4 2013 Chevy 3500 4x4 Duramax 1999 Ford F250 Powerstroke, the tow rig 1969 Mustang, the fast car....(: |
The Following User Says Thank You to zooki For This Useful Post: | Tcoat (03-19-2016) |
03-19-2016, 02:10 AM | #40 |
Senior Member
Join Date: Oct 2014
Drives: 2015 FRS Asphalt
Location: Honolulu
Posts: 1,001
Thanks: 1,302
Thanked 343 Times in 265 Posts
Mentioned: 6 Post(s)
Tagged: 0 Thread(s)
|
|
06-15-2016, 12:01 AM | #41 |
hey you, yeah you <3
Join Date: Jul 2012
Drives: 2014 37J FR-S
Location: Monterey County, CA
Posts: 2,713
Thanks: 905
Thanked 1,257 Times in 809 Posts
Mentioned: 38 Post(s)
Tagged: 3 Thread(s)
|
Just called Flo (Progressive). Got renewal notice. Insurance went up $2.00 Thanks to those LA chase videos and race videos... lol
They raised it up those $6.00 they discounted and added $2.00 more. Going to to check for other insurances later this week. This suks!!!!!! Should of gotten a BRZ. p.s. Details: 2014 Scion FRS [clean title] 25/50/25, $500 deductible all around. 25 everything else with full coverage. No GAP. Roadside assistance and have insurance for uninsured peeps. 7/10 here in my parent's town got no insurance. $110/month approx [$656/6] 10 years clean driving license.
__________________
Got my TRD wheels and TRD louvers. Thanks!!!
|
06-15-2016, 04:18 AM | #42 | |
Senior Member
Join Date: Oct 2014
Drives: 2015 FRS Asphalt
Location: Honolulu
Posts: 1,001
Thanks: 1,302
Thanked 343 Times in 265 Posts
Mentioned: 6 Post(s)
Tagged: 0 Thread(s)
|
Quote:
|
|
|
|
Thread Tools | Search this Thread |
|
|
Similar Threads | ||||
Thread | Thread Starter | Forum | Replies | Last Post |
Insurance Premium | gouldilocks | BRZ First-Gen (2012+) -- General Topics | 66 | 04-11-2016 01:35 AM |
WTB: Scion FRS Premium Touch audio set | bhbnuckle | Canada Classifieds | 23 | 01-09-2015 02:10 PM |
scion premium bespoke 2014/15 | speedracer45 | Audio/Visual, Electronics, Infotainment, NAV | 2 | 12-04-2014 10:56 AM |
WTB: 2013 Scion Premium Audio Unit | that_guy | Canada Classifieds | 5 | 04-11-2014 10:47 AM |
Insurance speculation between Scion/Toyota and Subaru? | Giccin | Scion FR-S / Toyota 86 GT86 General Forum | 92 | 12-31-2011 03:24 AM |