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BRZ First-Gen (2012+) -- General Topics All discussions about the first-gen Subaru BRZ coupe |
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02-12-2018, 10:45 AM | #15 | |
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Racecar spelled backwards is Racecar, because Racecar.
Last edited by Tcoat; 02-12-2018 at 04:37 PM. |
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02-12-2018, 03:12 PM | #16 |
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Guess ill keep my BRZ stock then trade it in for the newer one and just finance that one.
I never expected to love the BRZ so dam much. |
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02-12-2018, 04:29 PM | #17 |
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Do not lease to own this car or any other.
I leased a 2013 tC because at the time I needed the smallest monthly payment possible (in short, my future - financial and otherwise was very cloudy). After 24 months of payments, I still owed $15K on $22K car. My payments would've gone from $200/mo. to $350/mo.... for a 2-year old car out of warranty... for another 4 or 5 years. |
02-12-2018, 04:37 PM | #18 | |
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Racecar spelled backwards is Racecar, because Racecar.
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02-12-2018, 04:43 PM | #19 |
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My parents leased a 2005 Escalade worth 60k. In 2008 during the financial crisis and gas crisis, my parents turned in the car taking advantage of the $35k residual that was agreed upon, while others had to sell their similar SUVS around $20k.
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02-12-2018, 08:42 PM | #20 | |
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02-12-2018, 09:49 PM | #21 |
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I leased because I was not sure if the car would workout. being a two door car with almost no back seats and wondering if my growing kids could fit. 1.5 yrs later and I love the car, have a lot of miles and have modded it. So I will be buying it because its a great car. yes I will pay a little bit more than had I just bought it outright. Also, thought if there was a better BRZ out in three years I would turn it in and get the new one. But I doubt there will be any meaningful changes. This was my first lease, I own three other cars with no payments which is great. So what little money I have lost on the lease I have gained with my 04 WRX and no payments for 9 years and still going strong.
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01-12-2023, 01:08 PM | #22 |
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Spam link inevitable. Bot reported.
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Racecar spelled backwards is Racecar, because Racecar.
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01-12-2023, 03:03 PM | #23 |
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Hmm. I think it's better to consider buying a car on loan rather than long-term leasing.
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01-13-2023, 06:37 AM | #24 |
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01-13-2023, 08:25 AM | #25 |
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Another bot. The bots will soon be having conversations!
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Racecar spelled backwards is Racecar, because Racecar.
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01-13-2023, 11:35 AM | #26 |
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If you lease a car you have most likely invested into something that you either cannot afford, or you'd better have some longer term plans.
Isnt leasing how most people get into luxury brands of 60k+ dollars? I dont see anyone dropping 1000+/month on just a car payment unless they either stretch that out incredibly long, have an incredibly huge down payment or makes huge amounts of money where 1k/month isnt a big deal. We leased our X1 (4 years) and bought it out (3 years loan). Had to dump as much down payment as possible to make the 3 years work out for us though. Buying out in the midst of the pandemic helped the buyout price become far more attractive too haha (the used car market pricing was starting to creep upwards at this time). I don't know how we could have gotten the X1 at all at the time without 2 car trade ins (2007 Versa + 2015 Honda Fit....not a lot but it helps) and another 10k on top of that. Oh and just so you know, we're not rich, we're pretty much middle class and we were pretty well off at the time (far better now than back then) but the financial gymnastics needed to make it work out (an emergency financial situation would not have hurt us for example) always makes me wonder how the hell some people can "afford" these things without the aforementioned shiton of money available to them. I suppose the car payment (being a reasonable monthly amount) being the only real debt we had at the time (We were renting, and we had no piled up credit card debts or other debts) makes it manageable. Compared to now where we have 2 car payments (2 more years for the X1 as of this writing, and 4 more years for the 86, both roughly the same amount per month) and a mortgage, credit card debts perfectly manageable (usually just pay it off outright every month) Theres no way i would have gone with or was willing to have a second car that was a luxury brand (affordability being one of the great things about the 86) without the X1 being paid off first. |
10-25-2023, 08:06 AM | #27 |
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Hi @Sasquachulator, you've made some interesting points about leasing and buying cars. It's true that leasing can make luxury brands more accessible, but it often requires careful financial planning. Your experience with the X1 and the buyout during the pandemic illustrates the financial flexibility needed to make it work.
If you ever find yourself in a situation where you're looking for financial advice, especially when it comes to mortgages or any other financial matters, resources like a Mortgage Broker in Bath can provide valuable insights and support. It's clear you've thought through your financial decisions, and that's always a smart approach. Last edited by tillypowell; 12-01-2023 at 08:17 AM. |
10-25-2023, 08:20 AM | #28 |
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Perhaps its just semantics but a lease (or 99.9% of car purchases for that matter) are never an investment.
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