Significant increase in collison coverage (Geico)? - Page 2 - Toyota GR86, 86, FR-S and Subaru BRZ Forum & Owners Community

strat61caster · 08-23-2015, 01:13 AM

Insurance rates move around, some of it is due to changes with data but mostly I think it's because they can get more money out of you.

fwiw Geico was always the most expensive option whenever I shopped for insurance.

Tt3Sheppard · 08-23-2015, 09:01 AM

Insurance loyalty is pointless these days. I usually shop around every 1-2 years or so and always save $200-$400.

Braces · 08-23-2015, 09:30 AM

Quote:

Originally Posted by Tt3Sheppard

Insurance loyalty is pointless these days. I usually shop around every 1-2 years or so and always save $200-$400.

THIS!

I also shop my insurance for ALL my needs every 6-12 months. I'm 50 plus yrs old and EVERY stinking year ... They raise my auto rates regardless of my perfect driving record for the last 20 yrs or so.

I love their excuse. It's not YOU. It's all the OTHER drivers.

Must be those damn BRZ owners, not us good drivers in the FR-S.

CB390248 · 08-23-2015, 11:39 AM

My monthly fee with Geico in Philly went down $10 a month recently. Hmph. Guess I'm lucky.

extrashaky · 08-23-2015, 11:55 AM

Quote:

Originally Posted by Tcoat

I gotta ask! What car did you keep for 15 years? I can not totally comprehend such a concept.

I still drive my Cherokee that I drove off the lot new in June, 2000.

My dad has had his Corvette for 30 years. My parents also have a 1999 Yukon they bought new and still drive to the lake every weekend.

When you find something you like, sometimes you just have to stick with it.

Tcoat · 08-23-2015, 12:31 PM

Quote:

Originally Posted by extrashaky

I still drive my Cherokee that I drove off the lot new in June, 2000.

My dad has had his Corvette for 30 years. My parents also have a 1999 Yukon they bought new and still drive to the lake every weekend.

When you find something you like, sometimes you just have to stick with it.

Oh I wasn't criticizing. I was just amazed. Even cars I love would not last that long up here (well they will but it will cost more than they are worth).

Scenic Driver · 08-24-2015, 01:59 PM

Quote:

Originally Posted by Tcoat

I gotta ask! What car did you keep for 15 years? I can not totally comprehend such a concept.

I've had my TT for almost 13 years.

strat61caster · 08-24-2015, 02:45 PM

Quote:

Originally Posted by Tcoat

Oh I wasn't criticizing. I was just amazed. Even cars I love would not last that long up here (well they will but it will cost more than they are worth).

lol and I've kept my 25 year old pickup for 5 years now and I would be surprised if it wasn't still on the road 5 years from now.

I assume to make up for it cars up there depreciate steeply so the used market has lower prices than down here where a 50 year old car can still be in great condition without any significant effort.

Tcoat · 08-24-2015, 02:51 PM

Quote:

Originally Posted by strat61caster

lol and I've kept my 25 year old pickup for 5 years now and I would be surprised if it wasn't still on the road 5 years from now.

I assume to make up for it cars up there depreciate steeply so the used market has lower prices than down here where a 50 year old car can still be in great condition without any significant effort.

I drove a 58 Chevy for 4 years in the mid eighties and a 58 Ford for 3 years in the early 2000s. Both were year round DDs back when I only had to drive a few blocks to work. Mind you they also were both in horrible condition when I got them and took a pile of work before I drove them. Both are still on the road today (albeit as weekend toys) and I get to visit them every once in a while.

g e · 08-24-2015, 06:19 PM

Quote:

Originally Posted by Tt3Sheppard

Insurance loyalty is pointless these days. I usually shop around every 1-2 years or so and always save $200-$400.

Insurance companies are increasingly using your credit score / rating and other data analysis to determine your rates. There was a recent Consumer Reports article about this.

ArtS · 08-24-2015, 07:29 PM

tzhu07 ,

I just got my 6 mos renewal from AllState for my 2015 FRS. The collision portion of the policy went DOWN $2 for 6 months ($82 to $80). I also have no claims, live in SC and am 72 years old. For what its worth, I'll trade you insurance policies for your age and you take mine!

Hotrodheart · 08-24-2015, 07:58 PM

I'm with Geico, and I pay more than that. In their defense, however, I ran over two nuns, three homeless orphans, and some poor bastid in a wheelchair. Two separate incidents, so that only averages out to three "participants" per event. Is that so bad?

Besides, the wheelchair guy was in the crosswalk when my light turned green, so it's his fault.

Sometimes life ain't fair.

Tcoat · 08-24-2015, 08:09 PM

Quote:

Originally Posted by Hotrodheart

I'm with Geico, and I pay more than that. In their defense, however, I ran over two nuns, three homeless orphans, and some poor bastid in a wheelchair. Two separate incidents, so that only averages out to three "participants" per event. Is that so bad?

Besides, the wheelchair guy was in the crosswalk when my light turned green, so it's his fault.

Sometimes life ain't fair.

Dude that is 600 points!

Hotrodheart · 08-24-2015, 11:58 PM

Quote:

Originally Posted by Tcoat

Dude that is 600 points!

You know @Tcoat it's like I always say: Find out what you're good at, and stick with it.

08-24-2015, 07:29 PM	#25
ArtS Member Join Date: Nov 2014 Drives: 2015 Scion FR-S Location: Bluffton SC+++ Posts: 20 Thanks: 0 Thanked 1 Time in 1 Post Mentioned: 0 Post(s) Tagged: 0 Thread(s)	Ins Renewal tzhu07 , I just got my 6 mos renewal from AllState for my 2015 FRS. The collision portion of the policy went DOWN $2 for 6 months ($82 to $80). I also have no claims, live in SC and am 72 years old. For what its worth, I'll trade you insurance policies for your age and you take mine!

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Hotrodheart Senior Member Join Date: Jan 2014 Drives: 2013 Scion FR-S Location: Kailua-Kona HI Posts: 401 Thanks: 46 Thanked 428 Times in 181 Posts Mentioned: 3 Post(s) Tagged: 0 Thread(s)	I'm with Geico, and I pay more than that. In their defense, however, I ran over two nuns, three homeless orphans, and some poor bastid in a wheelchair. Two separate incidents, so that only averages out to three "participants" per event. Is that so bad? Besides, the wheelchair guy was in the crosswalk when my light turned green, so it's his fault. Sometimes life ain't fair.

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