insurance and realibility (thinking about buying one) - Toyota GR86, 86, FR-S and Subaru BRZ Forum & Owners Community

04-02-2020, 10:45 PM

emed pretty cheap.

GCFSA · 04-02-2020, 10:53 PM

Quote:

Originally Posted by TheRealCHude

Hey guys I am in the market for this car. I am currently 17 and am projected to buy it when I am 18 are there any 18 year old's here and if so how much is insurance? Also how is the reliability in this car, looked on Toyota.com and looked at parts and they seemed pretty cheap.

Don't know where you live but I also bought my 86 when I was around 18/19. In Australia, insurance for me costs around $1500 AUD (which is actually really low compared to the average which is more around the $1800-2000 mark)

Reliability as far as I've heard/experienced is the same as any other toyota (even though it's a subaru engine). Aside from the 2013 recalls just make sure to keep up with your maintenance and you should be good!

04-02-2020, 11:14 PM

Quote:

Originally Posted by GCFSA

Don't know where you live but I also bought my 86 when I was around 18/19. In Australia, insurance for me costs around $1500 AUD (which is actually really low compared to the average which is more around the $1800-2000 mark)

Reliability as far as I've heard/experienced is the same as any other toyota (even though it's a subaru engine). Aside from the 2013 recalls just make sure to keep up with your maintenance and you should be good!

I live in California in a suburb of the largest city

Decep · 04-03-2020, 12:54 AM

dont ask here for insurance quotes, just get quotes directly from the insurer since it depends on your history, location etc.

Reliability is good, save for throwout bearing issues before 2017. You can easily google this site itself and find all the issues people have.

humfrz · 04-03-2020, 01:01 AM

Welcome to ..... The Forum ...

^ yep, liked the man up above said, call an insurance company and get quotes depending on your situation. That would be FREE and accurate.

As far as reliability, I've had my 2013 since it was new and it hasn't been back to the dealer except for the first three oil changes.

Mr.ac · 04-03-2020, 06:30 PM

Depending on which year you buy you can get them super cheap. '13-14 look for ones that have done the recall, or not depends on who you ask.
I would go with the BRZ since it's worth it.

As for reliability, it's pretty easy to work on. Only major issues are typical clutches, and coil packs. Besides that pretty good unless you do engine mods. Then that goes downhill quick.

As for insurance, bend over and ask for lots of lube. Cause you are 18 in California and want a sports car. Those are big $$$ to insurance companies.

weederr33 · 04-07-2020, 02:12 PM

As others have stated, get a quote from a few insurance agencies. It might be cheaper if you go through your parents if you're 17.

As for reliability, there's an insane amount of info on here. Just uh... avoid the recall/issues/warrant subthread as it might scare if you if you don't know what to look for. Otherwise, this platform has been reliable for me the past 5 1/2 years!

gtpvette · 04-08-2020, 10:01 AM

The insurance on my FRS is the same as the Corvette. Tell me how that is??

Tcoat · 04-08-2020, 10:34 AM

Quote:

Originally Posted by gtpvette

The insurance on my FRS is the same as the Corvette. Tell me how that is??

How old is the Corvette?

gtpvette · 04-08-2020, 11:02 AM

Quote:

Originally Posted by Tcoat

How old is the Corvette?

2016,, the FRS is 2015

Tcoat · 04-08-2020, 11:09 AM

Quote:

Originally Posted by gtpvette

2016,, the FRS is 2015

Must be all in how many get wrecked then!

gtpvette · 04-08-2020, 11:29 AM

Quote:

Originally Posted by Tcoat

Must be all in how many get wrecked then!

I think your right. I think you and I are outside the normal demographics of drivers yet we pay the price as well. I just think about the difference in value between the two cars,,it's hard to fathom they'd be that close in insurance rates.

Yoshoobaroo · 04-08-2020, 11:49 AM

Quote:

Originally Posted by gtpvette

I think your right. I think you and I are outside the normal demographics of drivers yet we pay the price as well. I just think about the difference in value between the two cars,,it's hard to fathom they'd be that close in insurance rates.

Depends how you define value;
I've never driven an 86 that performs like a Vette.
I've never driven a Vette that's as fun as an 86.

Tcoat · 04-08-2020, 12:00 PM

Quote:

Originally Posted by gtpvette

I think your right. I think you and I are outside the normal demographics of drivers yet we pay the price as well. I just think about the difference in value between the two cars,,it's hard to fathom they'd be that close in insurance rates.

I pay $500 a year (went up $14 a year for the new one) but there are not nearly as many here to get crashed.

04-02-2020, 10:45 PM	#1
TheRealCHude Guest Posts: n/a Mentioned: Post(s) Tagged: Thread(s)	insurance and realibility (thinking about buying one) emed pretty cheap. Last edited by TheRealCHude; 02-21-2021 at 01:09 AM.

04-03-2020, 12:54 AM	#4
Decep Senior Member Join Date: May 2017 Drives: 2013 FR-S Series 10 Location: CA Posts: 1,073 Thanks: 172 Thanked 497 Times in 326 Posts Mentioned: 6 Post(s) Tagged: 0 Thread(s)	dont ask here for insurance quotes, just get quotes directly from the insurer since it depends on your history, location etc. Reliability is good, save for throwout bearing issues before 2017. You can easily google this site itself and find all the issues people have. __________________ 2013 FR-S 10 Series ~75k (SOLD) RCE SS-1 Coilovers Corsa Catback Edelbrock Supercharger installed @ 50k

04-03-2020, 06:30 PM	#6
Mr.ac [insert cool phrase here] Join Date: Aug 2015 Drives: BRZ Premium Location: Central Coast CA Posts: 2,369 Thanks: 709 Thanked 1,558 Times in 930 Posts Mentioned: 30 Post(s) Tagged: 0 Thread(s)	Depending on which year you buy you can get them super cheap. '13-14 look for ones that have done the recall, or not depends on who you ask. I would go with the BRZ since it's worth it. As for reliability, it's pretty easy to work on. Only major issues are typical clutches, and coil packs. Besides that pretty good unless you do engine mods. Then that goes downhill quick. As for insurance, bend over and ask for lots of lube. Cause you are 18 in California and want a sports car. Those are big $$$ to insurance companies. __________________ New daily driver - Subaru BRZ Premium Weekend fun/track car - '91 MR2 Turbo Gen3 Old daily driver - '88 MR2 Supercharged

04-07-2020, 02:12 PM	#7
weederr33 Airborne at your service Join Date: Sep 2014 Drives: '17 BRZ Series.Yellow Location: El Paso, Texas Posts: 6,326 Thanks: 4,529 Thanked 5,587 Times in 2,929 Posts Mentioned: 33 Post(s) Tagged: 2 Thread(s)	As others have stated, get a quote from a few insurance agencies. It might be cheaper if you go through your parents if you're 17. As for reliability, there's an insane amount of info on here. Just uh... avoid the recall/issues/warrant subthread as it might scare if you if you don't know what to look for. Otherwise, this platform has been reliable for me the past 5 1/2 years! __________________ Series.Yellowbird - http://www.ft86club.com/forums/showthread.php?t=122135 MS, CSCS, TSAC-F, CPT

04-08-2020, 10:01 AM	#8
gtpvette Senior Member Join Date: Mar 2015 Drives: 2015 FRS - FFR GTM Location: Key Largo, FL Posts: 785 Thanks: 240 Thanked 817 Times in 378 Posts Mentioned: 9 Post(s) Tagged: 0 Thread(s)	The insurance on my FRS is the same as the Corvette. Tell me how that is?? __________________ 2015 FR-S - One Day I'll Finish The Swap

04-03-2020, 01:01 AM	#5
humfrz Senior Member Join Date: May 2013 Drives: 2013 FR-S, white, MT Location: Puyallup, WA Posts: 29,867 Thanks: 28,790 Thanked 31,813 Times in 16,424 Posts Mentioned: 708 Post(s) Tagged: 2 Thread(s)	Welcome to ..... The Forum ... ^ yep, liked the man up above said, call an insurance company and get quotes depending on your situation. That would be FREE and accurate. As far as reliability, I've had my 2013 since it was new and it hasn't been back to the dealer except for the first three oil changes.

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