12-11-2015, 11:54 PM | #31375 |
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I come back and notice someone with a certain 221whp BRZ wants to brag again.
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12-12-2015, 12:29 AM | #31376 | |
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Racecar spelled backwards is Racecar, because Racecar.
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12-12-2015, 01:49 AM | #31377 | |||
Contract? /人◕ ‿‿ ◕人\
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Plus, I would've been a lurker with like less than 100 posts if you weren't. Quote:
Looked at how much has been applied to principle and interest... I nearly broke down in metaphorical tears. Half of money from tax is going to payment, other half is savings. |
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12-12-2015, 02:20 AM | #31378 | |
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If KR-s is a girl we were made for each other and I am leaving my wife and family (unless of course she is ugly as sin in which case forget it) I only stuck around because I enjoyed the banter with a few of the guys. Ironically some of the ones that kept me here were perma banned not long after I joined. Sklimo and some weirdo called Litemup (among others) come to mind. By that time I was hooked though so decided to stick around. You learned stuff from General chat? That is impressive. I have little doubt that you would have joined in whether I had been here or not since at least Ultra would have drawn you in. I told you before that the graphics would have been automatic expulsion from Team Lava since they violate the bylaws. If you can pay off the car then do it. Don't make me have to break out Moose Girl to keep @Dadhawk at bay.
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Racecar spelled backwards is Racecar, because Racecar.
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12-12-2015, 04:19 AM | #31380 | |
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Half the reason I keep buying new cars is the interest rate is crazy low. My house on the other hand, interest is low but on a much bigger sum. Looking at how much goes to principal+escrow this past year is slightly depressing.
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12-12-2015, 05:28 AM | #31381 | |
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I only go argue with people about why low end torque sucks in off topic so I feel like I don't recognize any of the usernames anymore The 2011 days of speculation were so much fun. |
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12-12-2015, 05:30 AM | #31382 | |
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.....8% Long story short, FCU could've financed me at 6% but I wouldve had to put upfront payment of about 15 grand. Went with toyota financial and put down 10 grand. But to be frank, I have literally no other obligation besides car payments + misc. bills. So by premature calculations, I should be able to pay off the car by June thru late summer of next year... after a year of ownership. I also apply more than the minimum stated each month so principle goes down even more. |
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12-12-2015, 05:59 AM | #31383 | |
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(I work in the fintech industry lol) |
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12-12-2015, 06:07 AM | #31384 | |
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12-12-2015, 07:18 AM | #31385 |
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Yeah, I would try to re-finance but don't think my credit is that much better in the 6 months since I've purchased the car...
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12-12-2015, 10:21 AM | #31386 | |
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Yes, and by making more than the required payment, the principal is going down much more quickly. Therefore, much less interest paid overall and the rule of 88s works for you, rather than against you.
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Slip, slidin' away.
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12-12-2015, 11:26 AM | #31387 | |
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Wouldn't that only work against you if you have a loan based on that instead of a "regular" loan (and you aren't paying the extra interest on the 78s loan for the first few months)?
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12-12-2015, 12:11 PM | #31388 | |
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