05-13-2021, 09:40 AM | #43 | |
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There was a guy who wrote a whole report that basically said if Americans would buy used cars and keep for as long as possible, and then take the payment and save in a retirement account, they could retire early. So Americans are working forever to pay for their new shiny cars. Nothing wrong with living for now, but then you can’t complain when you are a victim of your own decisions. Which Americans are very good at. |
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05-13-2021, 10:24 AM | #44 | |
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05-14-2021, 08:39 PM | #45 |
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If i get a Supra, I'm keeping my current 86 as a weekend cruiser, and it'll give me an actual reason to go FI.
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05-14-2021, 09:15 PM | #46 |
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Okay that's better than an outright replacement then.
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05-16-2021, 02:46 PM | #47 |
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05-17-2021, 08:35 PM | #48 |
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why is the question?
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05-18-2021, 05:47 PM | #49 |
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Because it's a paid off reliable potential project car. I can't tell you how many people I've seen with "project cars" that sit 90% of the time because the car was garbage to begin with.
The only car I'd ever get rid of my 86 for is a 1st Gen Celica or a super clean SW20 MR2. Problem with that is people want ridiculous amounts of money for cars that need to be in a junkyard, or they cut up the bodies to throw on stupid early 00's body kits. |
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05-18-2021, 06:41 PM | #50 | |
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2013 Series 10 FRS #553
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05-18-2021, 07:45 PM | #51 |
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The only thing I plan on doing to the Supra is adding some carbon bits. Maybe an exhaust. Won't be touching the suspension or engine at all.
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05-18-2021, 07:51 PM | #52 | |
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05-19-2021, 09:08 PM | #53 | |
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Sure I might have less to retire on, but how likely is it that your ability to enjoy life has degraded, and how likely are you to wallow in regret of a life spent avoiding experience you now might not be able to have? I'm not saying people shouldn't be responsible, or that your shouldn't have a safety net. I mean I totally think everyone should stop renting and buy/build a home, its way less scary than it seems, and gives you a good financial position no matter how you spend your free cash. |
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05-19-2021, 09:50 PM | #54 | |
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There are some on this forum, plenty in society and many of my friends who have burned through many more cars in that 18 years, always have a payment and at the end have nothing to show for it. I have a friend who has leased cars for the last 25 years. Man the money he spent could buy some pretty nice cars. But all that really matters is that you are happy with your life and decisions., not what some dude on an Internet forum thinks. |
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05-20-2021, 11:50 AM | #55 |
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Oh of course - I didn't say you did say that, I was just responding to your comment about some guy who did a study, one that really boils down to saying that if you don't spend money during your life before retirement you will have more money for retirement. His specific example was how you could save on new cars by running used into the ground ect., and well I think its pretty funny someone is getting paid to come up with captain obvious shit like that, but hey - its a science n stuff right, so it must be important!
Deep. No sure if wanting your life to always be happy is part of a balanced world view, but its better than saying all that matters is that your unhappy! |
05-20-2021, 12:10 PM | #56 | |
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But I really feel keeping the right car after you have no payments is a no-brainer. |
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