Insurance...

[benoh]

Originally Posted by Nardi330

just called Shannons and the guy is very updated with the 86 and we had a chat about mod plans lol

anyway he quoted me $776 (agreed value $40k, $500 basic excess, over 35yo, max NCB, garaged, no finance and multi policy discount). cheaper than my Odyssey!! but i suspect it will be a little higher when i sell 1 car and cancel that policy)

How are you guys getting all these premiums at around $600. I did a few quotes. I tried changing the age by using either mine (21) or my dads (40+) and the results fluctuated by around $500. I am living in Sydney and currently the best quote i got was $1211 from just car using an age of 40+, the same details got me a premium of $1500 from AAMI

and this is with no at-fault claims of course.

if you put my name it goes up to approximately 1900-2200 pa which is understandable

how in the world are you guys getting these prices around the $600mark??

[Nardi330]

Becos I live in Brisbane and I'm over 35 yo + multi policy discount.

[benoh]

Originally Posted by Nardi330

Becos I live in Brisbane and I'm over 35 yo + multi policy discount.

Yeah, well my dad has 2 other cars with AAMI as well as home insurance and he is 40yo+ yet he is getting $1.5k premiums from AAMI.

Quite confusing tbh.

[JiB]

Indeed

[Nardi330]

Originally Posted by benoh

Yeah, well my dad has 2 other cars with AAMI as well as home insurance and he is 40yo+ yet he is getting $1.5k premiums from AAMI.

Quite confusing tbh.

Post code will be the main reason here.

[catcha]

$928 pa $400 excess rating 1, 35 perfect driving history, muti discount policy shannons, just did AAMI and its $689 $550 excess. Perth WA 6060

[mark]

$621prem excess $1050, value $40200, age is 24 male. no acc history.

im happy with that. my evo x was $800 premium and same worth etc.

[Nambo]

22yo, Melbourne SE Suburbs
RACV quoted me:
$1,353.46 for the GT
$1,422.40 for the GTS
Rating 2 - $1,800 Excess

Not bad considering my current car MY10 Impreza R is $1,154.66

Better than,
JustCar Insurance
$2,094 GT
$2,166 GTS
Rating 3 - $1,050 Excess

[CryptiK]

NRMA
21 P plater
No priors
$1584
Agreed Val $39000
Excess $800

[Toy86]

Seems NRMA is best priced for me

23 Years old from Sydney - Upper Class Suburb - Male

Cover Comprehensive
Agreed Value $40,683

Annual Amount $1,098.09
Monthly instalments $102.87
Monthly instalments will total $1,234.38 over 12 months, which is $136.29 more than the annual payment option. The instalment amount may vary slightly each month.
Proposed start date 01/07/2012
Discounts applied
- No Claim Discount Yes
- Multi-Policy Discount Yes

Car details 2012, Toyota, 86 GTS, Coupe, 2 Litres

Optional cover
- Windscreen No
- Hire car No
- NCD Protection No

Excesses
- Basic Excess $1,000
- Age Excess for driver under 25 $400

[Nitemare]

Check out coles insurance. The 86 is not in their system yet, but when i put in details of my current car, it's about $400 cheaper than other companies.

[kster]

CGU
26 yrs old
Rating 1
Car:Toyota 86 GTS
Market Value $855.95
Agreed $965.36 (39,539)
Basic Excess:$450

[llama_au]

This is only approximate as I don't have an 86 (and probably won't any time soon), but I decided to get a quote out of my current insurance company;

Shannons
27 yrs old
Female
Rating 1
Garaged Outer Eastern Melbourne
Toyota 86 GTS Auto
Premium ~$1,500 for daily use cover
Basic Excess of $500
(Currently have two policies with Shannons - 1 car, 1 House Contents insurance but at one point I had three cars comprehensively insured with them under my name at one time)

A bit expensive considering I have a flawless driving record. Maybe come time to buy one I'll need to do a bit of haggling.

[Trueno86]

Originally Posted by llama_au

This is only approximate as I don't have an 86 (and probably won't any time soon), but I decided to get a quote out of my current insurance company;

Shannons
27 yrs old
Female
Rating 1
Garaged Outer Eastern Melbourne
Toyota 86 GTS Auto
Premium ~$1,500 for daily use cover
Basic Excess of $500
(Currently have two policies with Shannons - 1 car, 1 House Contents insurance but at one point I had three cars comprehensively insured with them under my name at one time)

A bit expensive considering I have a flawless driving record. Maybe come time to buy one I'll need to do a bit of haggling.

Have you checked out other providers? Im sure with your profile it should be at most 1k!