My First Mistake

[Cameronghanson]

Unbelievable.... Seriously get off the road. Its people like you who make the road a horrible place and endanger the lives of everyone around you....
Oh sorry i was suppose to send that to the 2,403 mom's in mini-vans who were texting or talking on the phone not paying attention.


# of times i have almost or actually been hit by a mini van, SUV or Prius by people who could care less about driving and werent paying attention - > 3,000.

# of times i have been hit by someone who turned their traction control off - < 0

[GerryL]

Originally Posted by Walla Walla

only collision that won't be covered even if you own the collision coverage, is if you admit or if they prove that you decided to have an accident, voluntary.

they can investigate and prove it (like you do a total loss incident, and have a bad credit, etc)

and they won't pay if you try to do suicide in a car accident... well... you do the math....

Every auto insurance policy has an exclusion in the fine print excluding "exhibitions of speed" sometimes they even use the words "premeditated exhibition of speed" . Either way is exactly what he was doing. whether its a burn out, a drag race in the street or a track day. If the police had seen him, that is likely what the ticket would say. If he had gotten a ticket with that written on it, the insurance company would not have paid the claim. Whatever story the insurance was told is obviously falsification and is just one more data point that will justify the insurance industry raising rates as they gather "experience" with this new model. He'll pay the price anyway in his future rates, but the only one who will win in the future is the insurance industry. The honest thing to do would have been to have it repaired himself.

[BRZfan]

For the OP's sake, he should consider himself lucky if his insurance company is not smart enough to find this thread. So much for blabbering stories. This was SECOND mistake. Lesson learned to all - No Charge.

Originally Posted by GerryL

Every auto insurance policy has an exclusion in the fine print excluding "exhibitions of speed" sometimes they even use the words "premeditated exhibition of speed" . Either way is exactly what he was doing. whether its a burn out, a drag race in the street or a track day. If the police had seen him, that is likely what the ticket would say. If he had gotten a ticket with that written on it, the insurance company would not have paid the claim. Whatever story the insurance was told is obviously falsification and is just one more data point that will justify the insurance industry raising rates as they gather "experience" with this new model. He'll pay the price anyway in his future rates, but the only one who will win in the future is the insurance industry. The honest thing to do would have been to have it repaired himself.

[Justin.b]

Originally Posted by chenshuo

it's idiots like you that made the rest of us pay higher insurance premiums. You don't deserve to drive this car. get off the road.

Calm down. I doubt this guy in Oregon is going to have any influence over your insurance rates in canadia.

-Justin

[_F-R-S_]

Rookie... Its called a track or empty parking lot...

[fistpoint]

Originally Posted by Cameronghanson

Unbelievable.... Seriously get off the road. Its people like you who make the road a horrible place and endanger the lives of everyone around you....
Oh sorry i was suppose to send that to the 2,403 mom's in mini-vans who were texting or talking on the phone not paying attention.


# of times i have almost or actually been hit by a mini van, SUV or Prius by people who could care less about driving and werent paying attention - > 3,000.

# of times i have been hit by someone who turned their traction control off - < 0

It's funny you say that. All the wrecks I've ever been in that were my fault involved just my vehicle(and curb, lamp post, etc.). Every wreck that wasn't my fault was as you described, people just not paying attention. I've never been hit by someone goofing off. Those people usually just wreck themselves, before they checked them self.

[Jaylyons1]

Originally Posted by slizoth

It wasn't even really a crash, it was at 20mph tops, I didn't come in contact with anyone or anything else except for some dirt. Honestly couldn't even tell there were damages until I got low enough to see the under side.

If insurance pays out, then it counts.

[Kilzod]

Originally Posted by fistpoint

It's funny you say that. All the wrecks I've ever been in that were my fault involved just my vehicle(and curb, lamp post, etc.). Every wreck that wasn't my fault was as you described, people just not paying attention. I've never been hit by someone goofing off. Those people usually just wreck themselves, before they checked them self.

How many accidents have you had!?

[fistpoint]

Originally Posted by Kilzod

How many accidents have you had!?

Quite a few in 23 years(legally) of driving. The ones that were my fault?...3. Once every 8 years isn't too bad. The last one I blame to Honda ditching double wishies...the '00 Si wouldn't have lost it.

Wrecking means the person WAS having fun...but they screwed up or the car let them down. What's worse than seeing a kick ass brand new 911 Turbo and seeing "the wrong type of driver" behind the wheel who is sitting inches away from the steering wheel while you know full well that car has never seen even an inch of its potential and never will? A wreck suggests otherwise.

[Kilzod]

Sounds about right - Been driving since 16 (10 years now, total), and have had one accident. It was when I was 17, and I was driving like an idiot, and slid off the road in a snow storm.

The way you had said that indicated you had many more under your belt

[Jaylyons1]

Originally Posted by Kilzod

Sounds about right - Been driving since 16 (10 years now, total), and have had one accident. It was when I was 17, and I was driving like an idiot, and slid off the road in a snow storm.

The way you had said that indicated you had many more under your belt

You're lucky! I have been driving about 11 years and I've been in 4. None were my fault luckily. You can be the safest driver around but that doesn't stop the crazies!

[BRZfan]

Most of you will not know this but when 24 year-old JAMES DEAN, a young actor, wrecked his Porsche in 1955 and killed himself will never recall that he was having 'fun". He was driving on a route that was popular for sports car drivers. Ironically, he tried to avoid a speeding 23 year old coming from the opposite direction who had crossed over the centerline. Dean had received a speeding citation earlier in the day.
https://en.wikipedia.org/wiki/James_Dean

Originally Posted by fistpoint

Quite a few in 23 years(legally) of driving. The ones that were my fault?...3. Once every 8 years isn't too bad. The last one I blame to Honda ditching double wishies...the '00 Si wouldn't have lost it.

Wrecking means the person WAS having fun...but they screwed up or the car let them down. What's worse than seeing a kick ass brand new 911 Turbo and seeing "the wrong type of driver" behind the wheel who is sitting inches away from the steering wheel while you know full well that car has never seen even an inch of its potential and never will? A wreck suggests otherwise.

[BRZfan]

You MAY have forgotten about DEFENSIVE DRIVING.

Originally Posted by Jaylyons1

You're lucky! I have been driving about 11 years and I've been in 4. None were my fault luckily. You can be the safest driver around but that doesn't stop the crazies!

[Jaylyons1]

Originally Posted by BRZfan

You MAY have forgotten about DEFENSIVE DRIVING.

True, but defensive driving doesn't help you when your T-boned while waiting at a traffic light or getting hit in a parking lot by a drunk driver. >.<