Random Thoughts - Part Deux [NO POLITICS]

[Captain Snooze]

Originally Posted by spike021

She's probably still in debt from that (and probably many more loans).

I can't remember why I was at the bank talking to manager but I mentioned something about how can the bank afford to do something. It might have been Frequent Flyer Points or something similar. The manager said most people never pay off their credit card debt, as soon as they pay off an installment they max it out again. It would take an average of something like 12? 14? years to pay off the card just making minimum repayments.

[Clipdat]

I pay off my credit card every 30 days, they never get a penny of interest fees from me.

[Sapphireho]

Originally Posted by spike021

Doing laundry in my building’s laundry room. We only have one washer and one dryer.

Thankfully I check the lint trap before every load I work on because clearly I live in a building of slobs:

Community lint. Yuck.

[Sapphireho]

Originally Posted by spike021

Just make sure it's your money, not the bank's.

A quick story, but someone in the local 86 group literally took out a 2 or 3k loan to buy coilovers at some ridiculous interest rate. Only to IIRC never actually install them and decide to sell them for like 500 bucks or something.

She's probably still in debt from that (and probably many more loans).

I've known people who get a credit card, let's say $5k line, and act like someone just gifted them $5k to spend. I just want to

[Sapphireho]

Originally Posted by Clipdat

I pay off my credit card every 30 days, they never get a penny of interest fees from me.

Same. I use credit card for everything because safer than ATM card, and pay in full each month.

[Captain Snooze]

[NoHaveMSG]

Originally Posted by humfrz

If you have a buyer, you might consider selling it FSBO (For Sale By Owner).

I would but my dad is the listing agent.

[humfrz]

Originally Posted by NoHaveMSG

I would but my dad is the listing agent.

Well, OK, then - so, your dad should "kick back" his commission to you (in the parking lot - after closing).

(you're welcome, dad - )

[NoHaveMSG]

Originally Posted by humfrz

Well, OK, then - so, your dad should "kick back" his commission to you (in the parking lot - after closing).

(you're welcome, dad - )

That’s what he has done before for my brother but I would prefer he keep it. I told him if he doesn’t I am going to buy him a big stupid present.


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[Ultramaroon]

Originally Posted by NoHaveMSG

That’s what he has done before for my brother but I would prefer he keep it. I told him if he doesn’t I am going to buy him a big stupid present.

Made my morning.

[NoHaveMSG]

Originally Posted by Ultramaroon

Made my morning.

My brother and I are talking about doing the one day rally school at Dirtfish this year. Maybe I’ll buy him a seat as part of it. He would never spend that kind of money to do something like that himself and I know he would enjoy it.




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[soundman98]

Originally Posted by spike021

Just make sure it's your money, not the bank's.

A quick story, but someone in the local 86 group literally took out a 2 or 3k loan to buy coilovers at some ridiculous interest rate. Only to IIRC never actually install them and decide to sell them for like 500 bucks or something.

She's probably still in debt from that (and probably many more loans).

Originally Posted by Captain Snooze

I can't remember why I was at the bank talking to manager but I mentioned something about how can the bank afford to do something. It might have been Frequent Flyer Points or something similar. The manager said most people never pay off their credit card debt, as soon as they pay off an installment they max it out again. It would take an average of something like 12? 14? years to pay off the card just making minimum repayments.

sound advice...as the other tabs i've got open are shopping for used car interest rates. i found more rust on the ranger doing an oil change saturday. front main cross brace has holes i can stick my fingers through that weren't a factory option. and using it as a jacking point, what should have been 3/16" steel, is thin enough now to get flexy under the load...

used vehicles are a fine line between calling it 'maintenance', and converting money into a form no one else accepts.


i'm accepting winning lottery tickets if anyone's offering btw.

[Ultramaroon]

Originally Posted by NoHaveMSG

My brother and I are talking about doing the one day rally school at Dirtfish this year. Maybe I’ll buy him a seat as part of it. He would never spend that kind of money to do something like that himself and I know he would enjoy it.

Tell me when you go. I'll book the same day.

[Captain Snooze]

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