What do you guys pay for insurance?

[Sapphireho]

Originally Posted by Impureclient

The Cost of Owning a Horse: Feed, Maintenance and Healthcare Needs. Most horse owners spend about $60 to $100 per month on hay, salt and supplements – and some spend much more, particularly if they feed grain.
Maintaining your horse's hooves adds even more to the cost of a horse.
Mortality insurance premiums are based on the age, use, and value of your horse. Annual rates can range from 3% or more based on the insured value of your horse.
The cost of horse bling, that can add thousands per year alone to keep up with the new styles. Not going to even get into what it costs for introducing forced induction to a horse.

I have a friend in the Santa Cruz hills that owns 2 horses. He says the vet bills alone each month are like a car payment.

[xdavidx]

Quote:
Originally Posted by Impureclient
The Cost of Owning a Horse: Feed, Maintenance and Healthcare Needs. Most horse owners spend about $60 to $100 per month on hay, salt and supplements – and some spend much more, particularly if they feed grain.
Maintaining your horse's hooves adds even more to the cost of a horse.
Mortality insurance premiums are based on the age, use, and value of your horse. Annual rates can range from 3% or more based on the insured value of your horse.
The cost of horse bling, that can add thousands per year alone to keep up with the new styles. Not going to even get into what it costs for introducing forced induction to a horse.

Originally Posted by Sapphireho

I have a friend in the Santa Cruz hills that owns 2 horses. He says the vet bills alone each month are like a car payment.

Guys... going about this all wrong. Horse ownership should be handled like german luxury car ownership. Ignore all maintenance, feed it cheap food, state minimum insurance and then just sell it after 3 years so all the poor nutrition and early mortality responsibility falls on the 2nd owner. Buy knock off horse bling on ebay and then take it all off the horse before you sell it and sell them on internet forums as genuine horse bling under a new username you created just for selling fake horse bling.

[Dadhawk]

Originally Posted by Impureclient

The Cost of Owning a Horse: Feed, Maintenance and Healthcare Needs. Most horse owners spend about $60 to $100 per month on hay, salt and supplements – and some spend much more, particularly if they feed grain. .

Plus, only one horsepower and no way to turbo, although you might be able to supercharge it with a cattle prod or some spurs.

[xdavidx]

Originally Posted by Dadhawk

Plus, only one horsepower and no way to turbo, although you might be able to supercharge it with a cattle prod or some spurs.

You drive an FRS, can't complain about insufficient horsepower.


Horses are about the handling, not straight line performance

[Tcoat]

Originally Posted by Impureclient

The Cost of Owning a Horse: Feed, Maintenance and Healthcare Needs. Most horse owners spend about $60 to $100 per month on hay, salt and supplements – and some spend much more, particularly if they feed grain.
Maintaining your horse's hooves adds even more to the cost of a horse.
Mortality insurance premiums are based on the age, use, and value of your horse. Annual rates can range from 3% or more based on the insured value of your horse.
The cost of horse bling, that can add thousands per year alone to keep up with the new styles. Not going to even get into what it costs for introducing forced induction to a horse.

My wife sold horse trailers for many years. Her boss bred race horses. Some of those horses cost $2,000 a month or more to take care of. That was 15 years ago so I would hate to think what it costs now.
Owning some broken down old nag may cost $100 a month but it only goes up from there.

[Lantanafrs2]

I was only making a joke

[Thunder86]

Originally Posted by Howaitoguru

Thanks for the roast session everyone. Feel like I’m in Erik Foreman’s basement. Was just curious how much insurance was for everyone else. I’m just getting DP’d by insurance companies right now. It’s all good. I’ll just have to start doing side work again.


Sent from my iPhone using Tapatalk

I'm 24 and I'm currently paying $2660 a year for my 2018 86.

Gotten 4 speeding tickets in total since age 16.

Geico has been very good to me.

Hope this helps.

[humfrz]

Originally Posted by Sapphireho

My insurance went way down moving from silicon valley to Idaho. Like in half just about.

I wonder why?




humfrz

[Dadhawk]

Originally Posted by xdavidx

You drive an FRS, can't complain about insufficient horsepower.

Horses are about the handling, not straight line performance

Well just like cars there are horses that know how to deal with the twisties…




and those that just know how to turn left...

[ftpwny]

2013 BRZ Limited
Full coverage
27 YO
No accidents or tickets
GEICO
$67/mo

Sent from my Pixel 3 XL using Tapatalk

[Sapphireho]

5 cars, boat and 2 trailers, $188/mo.

[maslin]

Originally Posted by Sapphireho

5 cars, boat and 2 trailers, $188/mo.

Forgot about the boat and trailer! I think they added like $8 a month to my policy

[JackRabbit]

2019 86,
not sure if this is correct, but looks like $1666/year, Progressive
I'm 31. Have had a few speeding tickets, from my teens/early twenties.

[NCtoBRZ]

Originally Posted by Thunder86

I'm 24 and I'm currently paying $2660 a year for my 2018 86.

Gotten 4 speeding tickets in total since age 16.

Geico has been very good to me.

Hope this helps.

You're paying $2,660 a year to insure a $25k car and you feel like Geico is being good to you... ok then.