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| Scion FR-S / Toyota 86 GT86 General Forum The place to start for the Scion FR-S / Toyota 86 | GT86 |
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#29 |
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Senior Member
Join Date: Oct 2010
Drives: 13’ FRS (traded), 18’ CWP BRZ tS
Location: California
Posts: 605
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Thanked 300 Times in 147 Posts
Mentioned: 3 Post(s)
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Anyone between the ages of 19-22 that are buying the car on their own get a low interest rate?
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#30 |
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Senior Member
Join Date: Apr 2012
Drives: 2006 Evo IX SE
Location: Southern California
Posts: 997
Thanks: 115
Thanked 254 Times in 170 Posts
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That's cool, but do you really want a 72-month term? Even with $0 down, that calculates to only a ~$300 difference (depending on the exact purchase price) throughout the course of that loan (when compared against a 60-month term), but it's six years.
Age doesn't matter that much, just make sure your credit history doesn't suck while having a good credit score going into the purchase. When I financed my first Evo, I think I was 23, though surprisingly I ended up having a pretty solid credit score of 768, even though all I had was one or two credit cards, both of which I had for maybe a year or two overall while staying on top of my payments (and having $0 balances on them by the time I was making my car purchase). That got me the best rates, at that time. |
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#31 |
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That guy
Join Date: Feb 2012
Drives: Ultramarine mt FR-S
Location: chicago
Posts: 2,370
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All this talk of financing made me do a little research and I found out I qualify for pen fed and navy fed... I love you guys!
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#32 |
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Senior Member
Join Date: Feb 2011
Drives: Ultramarine FR-S
Location: Irvine & Alhambra, California
Posts: 544
Thanks: 159
Thanked 211 Times in 113 Posts
Mentioned: 4 Post(s)
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Got approved for 2.24% up to 60months via my CU. includes GAP coverage and a extra .25% deduction if i do autopay bringing it down to 1.99%
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#33 |
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Senior Member
Join Date: Apr 2012
Drives: 2006 Evo IX SE
Location: Southern California
Posts: 997
Thanks: 115
Thanked 254 Times in 170 Posts
Mentioned: 3 Post(s)
Tagged: 0 Thread(s)
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Which credit union? Schools First?
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