Insurance cost?

[raven1231]

25 years old
driving since I was 16
Insurance through travelers
I paid 160 for just me and now 198 for my girlfriends 2014 corolla s and my fr-s

[kh060]

34 years old
Central California
Driving since 18
100k/300k $500 deductible full coverage with uninsurance and roadside
2013 Avalon Limited Hybrid + 2013 FRS 10 Series = $106 a month
Geico
no tickets or accidents last 5 years

[Swaggrenox]

23
11 months
La Capitale (500$ deductible, full coverage)
Quebec
No accidents
85$/month (about 1000$/year)

[86-tundra]

Originally Posted by mav1178

The short answer is:

Unless someone is the exact same age, credit profile, driving record, lives in same ZIP code as you and owns all the same properties as you, as well as shares your commute and mileage for the car... you won't get the same answer.

Do yourself a favor and actually go ask for an insurance quote from multiple companies.

-alex

pretty sure you said this in the last thread and that is mostly untrue.

For someone that is around the same age (or in the same bracket, i.e. under 25 or over, married or not, etc.) they will likely have similar rates. i mean you are right, there are tons of things that go into it, but
-credit profile
-zip code
-commute
-mileage

will have a minimal effect... I would imagine +/- 10% for all of those combined. I think I save 10% by having 2 cars. Age / marriage is biggest factor

[mav1178]

Originally Posted by trevorovert

pretty sure you said this in the last thread and that is mostly untrue.

For someone that is around the same age (or in the same bracket, i.e. under 25 or over, married or not, etc.) they will likely have similar rates. i mean you are right, there are tons of things that go into it, but
-credit profile
-zip code
-commute
-mileage

will have a minimal effect... I would imagine +/- 10% for all of those combined. I think I save 10% by having 2 cars. Age / marriage is biggest factor

You've clearly never tried pricing something out in a dynamic market like Southern California.

Where I live now (91745), the exact same car is 15% higher if I moved to West LA (all else being equal, down to same house ownership & multi-car discount).

If I dropped the mileage from 15k to 10k, I save up to 10% where I am.

I've done the math several times, my local AAA office hates me already. I put on way more miles than the announced 15k oer year, but that's mostly because they don't audit it as much as before.

-alex

[Asphalt TG]

Age: 24 been driving since I was 16.
History: No Accidents or tickets
Location: Leesburg, VA
Insurance: Geico (1 FRS Full Coverage + 1 Motorcycle collision)
Price: $162 per Month for 6 Months

[teamturbo]

Age: 27
Insurance: State Farm
North FL
Full Coverage, towing, 30 days car rental
1 speeding ticket 86 in 70 just within the last 2 months. Don't know if this will affect me.
$78 per month

[WhiteFRS69]

24
7 years
Geico
NJ
no accidents
pay 130 for 6 months for two vehicles

[Roadster19]

thanks guys, anyone here under 20?

[WhiteFRS69]

Originally Posted by Roadster19

thanks guys, anyone here under 20?

when i was 18-23, had a 05 Dodge SRT4, under my own name, was paying something like $240 a month for 6 months with Progressive

[Roadster19]

Originally Posted by WhiteFRS69

when i was 18-23, had a 05 Dodge SRT4, under my own name, was paying something like $240 a month for 6 months with Progressive

Thats not too bad actually but its a bit cheaper in the US, i have taken advance drivers lessons as well as defensive driving courses and ive kept up a 85+% average throughout school i think ill be looking at 220 or Maybe even 200 as itll be under my parents and they have 2 cars and a house with belair so they should give me a discount

[2k14frs]

20
Fl
Driving since 15
Paying 383 a month with state farm.

[jvatter94]

20 years old

Driving since 17

Live in KY

Farm Bureau

$285 per month full coverage in my name

[blackhawkdown]

Question: you young bucks are basically paying two car notes for your brz/frs. Have you tried living within your means and not play catching up with the Jones? I make over $6k a month and a $400 a month car note on my wrx is alot. Not to mention I pay $87 a month full coverage for insurance plus gas. That's easily over $700 a month on one car.

Are you guys living paycheck to paycheck?