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Old 11-03-2013, 08:55 PM   #15
Chen
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Did u ever get your frs back didnt u get t bone or tried drifting down a mountain n over corrected? I remebef your baby was downfor awhile.
Yeah I got it back, worst 3 months of my life. Doesn't drive the same sadly. So now I'm stancing it out.
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Old 11-03-2013, 09:16 PM   #16
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From my experience, the insurance claims adjuster will take a look at it and if the cost of repairs exceeds some percentage that the insurance company considers "totaled", they will reimburse you for the "value" of the car.

Generally if it's the latest model year, you get practically the amount that the car is worth minus any amount you have yet to pay off your loan. Your lien-holder i.e. your bank will be notified that you no longer have the car in your possession and that your debt for all reasons inclusive is considered gone. You'll get a check that you can spend on whatever you want, it's money that you've paid off on your car - most people use it towards their next car purchase.

Assuming your insurance company doesn't consider it totaled and instead they want to pay to have it fixed and you're still insistent on having it "totaled", you can find an independent claims adjuster to take a look at your car and they may be able to add calculated costs that the insurance claims adjuster failed to make a note of.


Aw thanks for the knowledge so should I hope its totaled to get a new car??
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Old 11-03-2013, 09:17 PM   #17
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If it's totaled sell me your headlamps
Haha yup , lets hope not
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Old 11-03-2013, 09:17 PM   #18
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Yeah I got it back, worst 3 months of my life. Doesn't drive the same sadly. So now I'm stancing it out.
What was wrong with it again? N yeah that's what I'm hoping isn't gonna happen to my car...
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Old 11-03-2013, 09:34 PM   #19
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Aw thanks for the knowledge so should I hope its totaled to get a new car??
If it was just a minor fender bender - no.

In your case, I personally wouldn't be satisfied with all the repair work that's necessary. Not to mention you take risks depending on the shop the insurance company chooses, etc.
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Old 11-03-2013, 10:36 PM   #20
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What was wrong with it again? N yeah that's what I'm hoping isn't gonna happen to my car...
I over corrected a turn when I a car came out of the blind corner and the car slid into a bolder. All my fault. Just thankful I avoided the other car. Just shows how nimble the car can be in those few seconds.
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Old 11-03-2013, 11:36 PM   #21
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If it was just a minor fender bender - no.

In your case, I personally wouldn't be satisfied with all the repair work that's necessary. Not to mention you take risks depending on the shop the insurance company chooses, etc.
Yah I'm very depressed. Just hoping the repairs are minor and no damage to axle.
Not sure they extent of the damage but yah...
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Old 11-03-2013, 11:37 PM   #22
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I over corrected a turn when I a car came out of the blind corner and the car slid into a bolder. All my fault. Just thankful I avoided the other car. Just shows how nimble the car can be in those few seconds.
Yah really few seconds all it takes... Why did it take so long?
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Old 11-04-2013, 12:25 AM   #23
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Yah really few seconds all it takes... Why did it take so long?
The autobody I worked with was full of morons. They didn't have their heads on straight and the just decided to take their sweet time with everything
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Old 11-04-2013, 05:31 PM   #24
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The autobody I worked with was full of morons. They didn't have their heads on straight and the just decided to take their sweet time with everything
Damn I'm making sure they fix my shit asap lol.

Here's an update pic. What do tall think

http://imageshack.com/i/mao666j
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Old 11-04-2013, 05:42 PM   #25
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holy crap that suv blew you up, sucks man, but if you had a witness, they should have been able to tell the cop you hadn't stopped, you were trying to merge over safely and she just rear ended the crap out of you.

hope things get worked out for ya.
Yah but the witness was my friend so my insurance didn't call.
She did impact me like over 35 mph also
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Old 11-04-2013, 05:57 PM   #26
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that shouldn't matter unless they were in the car with you.
Nah he was in seperate car. But I his more of an acquaintance. And his hella jelly that I got a frs. I heard that he was talking shit about me to my teacher today in class because I didn't show up for school. Obviously don't trust the dude so much now lol.
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Old 11-05-2013, 08:22 AM   #27
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Nah he was in seperate car. But I his more of an acquaintance. And his hella jelly that I got a frs. I heard that he was talking shit about me to my teacher today in class because I didn't show up for school. Obviously don't trust the dude so much now lol.
are you in high school?
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Old 11-05-2013, 09:13 AM   #28
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Security or stoplight camera footage always helps too if anyplace nearby had a camera pointing that way.
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