Insurance Prices For the BRZ - Page 2 - Toyota GR86, 86, FR-S and Subaru BRZ Forum & Owners Community

Dave-ROR · 12-01-2011, 04:29 PM

Going to be hard to say on a new car. A lot of insurance is based on medical claims, repair claims, theft rates, etc.. very hard to determine on a new car.

The car I'll trade in I currently pay ~115 a month for, it's old, a theft target from hell and a fair percentage of owners are idiots that can't drive.

My higher theft target version ironically costs me less to insure. Go figure that one out. :shrug:

Dave-ROR · 12-01-2011, 04:30 PM

Quote:

Originally Posted by Kostamojen

Insurance is based more on your driving record, location and vehicle cost than the actual vehicle itself.

That being said, no matter what happens it won't be expensive for me to insure.

Those items are surcharges, insurance itself is based on the vehicle first and then surcharges for bad driving, location, etc get added.. You don't see it but the Insurance company associates risk numbers with cars which determines the base rate.

Kostamojen · 12-01-2011, 06:16 PM

Quote:

Originally Posted by Dave-ROR

Those items are surcharges, insurance itself is based on the vehicle first and then surcharges for bad driving, location, etc get added.. You don't see it but the Insurance company associates risk numbers with cars which determines the base rate.

That being said, a "good, low-risk driver" won't pay much insurance even on a car like the WRX which has a high risk insurance rating.

LeeT · 12-01-2011, 06:23 PM

25 years old, perfect record, central Ohio. Hope it turns out well!

Dave-ROR · 12-01-2011, 07:27 PM

Quote:

Originally Posted by Kostamojen

That being said, a "good, low-risk driver" won't pay much insurance even on a car like the WRX which has a high risk insurance rating.

Correct, those become discounts

Sully · 12-01-2011, 08:12 PM

Quote:

Originally Posted by Kostamojen

Insurance is based more on your driving record, location and vehicle cost than the actual vehicle itself.

That being said, no matter what happens it won't be expensive for me to insure.

Not necessarily. Accident rates/vehicle matter very much.

Woman I sorta know has a thing for GM muscle, and the money to indulge. The firebird is more expensive to insure than the corvette of a similar year, because people wreck the firebirds more.

And oh God does she indulge. latest gen z06, stingray vette, an older convertible, mid/late 90s vette, WS-6 Firebird, and a Formula 455 firebird.

dookie11 · 12-03-2011, 12:52 AM

Just made a post in that old Scion thread by mistake LOL, regarding Wawanesa.

http://www.ft86club.com/forums/showp...6&postcount=51

Hope this helps y'all.

poormans_LFA · 12-12-2011, 12:32 PM

Quote:

Originally Posted by Dave-ROR

Going to be hard to say on a new car. A lot of insurance is based on medical claims, repair claims, theft rates, etc.. very hard to determine on a new car.

The car I'll trade in I currently pay ~115 a month for, it's old, a theft target from hell and a fair percentage of owners are idiots that can't drive.

My higher theft target version ironically costs me less to insure. Go figure that one out. :shrug:

you're an old man Dave, that's why you've got it so good.

as long as the teeny boppers stay away (which they probably won't), this car shouldn't be too bad especially considering it's not crazy powerful and it has four seats. as for me: zero tickets, two accidents (neither of which i was at fault) and yeh, that's pretty much it and i've been driving for ten years next year.

iff2mastamatt · 12-12-2011, 12:44 PM

I don't think too many teens will drive this car initially, becausebof the low production numbers. It's like seeing teens driving an RX-8, you just don't see too many drive one. The insurance will probably be higher due to the BRZ's compact size.

tranzformer · 12-12-2011, 01:08 PM

Quote:

Originally Posted by iff2mastamatt

I don't think too many teens will drive this car initially, becausebof the low production numbers. It's like seeing teens driving an RX-8, you just don't see too many drive one. The insurance will probably be higher due to the BRZ's compact size.

Yet it should retain good crash rating with Subaru's reinforced ring shaped frame. Hopefully that will help.

Altezza_86 · 12-12-2011, 01:49 PM

well now. I pay 83/month through geico. last year when i was 24, i paid 108/month on the IS300.

I dont mind paying around 100-120/month if i have to. We'll just have to wait and see.

poormans_LFA · 12-12-2011, 04:07 PM

Quote:

Originally Posted by iff2mastamatt

I don't think too many teens will drive this car initially, becausebof the low production numbers. It's like seeing teens driving an RX-8, you just don't see too many drive one. The insurance will probably be higher due to the BRZ's compact size.

low production numbers pertained to the BRZ i thought?

Shift · 12-12-2011, 04:21 PM

It seems the insurance would be higher for the BRZ than FRS, however do we know the number of each to be produced? Or rough estimate?
Also doesn't 2 door coupe raise insurance as opposed to 4 door Sedan?

tranzformer · 12-12-2011, 05:41 PM

Quote:

Originally Posted by Shift

It seems the insurance would be higher for the BRZ than FRS, however do we know the number of each to be produced? Or rough estimate?

No confirmed # for production. Just speculation.

12-01-2011, 04:29 PM	#15
Dave-ROR Site Moderator Join Date: Dec 2010 Drives: Stuff Location: Florida Posts: 10,317 Thanks: 955 Thanked 5,965 Times in 2,689 Posts Mentioned: 262 Post(s)	Going to be hard to say on a new car. A lot of insurance is based on medical claims, repair claims, theft rates, etc.. very hard to determine on a new car. The car I'll trade in I currently pay ~115 a month for, it's old, a theft target from hell and a fair percentage of owners are idiots that can't drive. My higher theft target version ironically costs me less to insure. Go figure that one out. :shrug: __________________ -Dave Track cars: 2013 Scion FRS, 1998 Acura Integra Type-R, 1993 Honda Civic Hatchback DD: 2005 Acura TSX Tow: 2022 F-450 Toys: 2001 Chevrolet Corvette Z06, 1993 Toyota MR2 Turbo, 1994 Toyota MR2 Turbo, 1991 Mitsubishi Galant VR-4 Parts: 2015 Subaru BRZ Limited, 2005 Acura TSX Projects: 2013 Subaru BRZ Limited track car build FS: 2004 GMC Sierra 2500 LT CCSB 8.1/Allison with 99k miles

Similar Threads
Thread	Thread Starter	Forum	Replies	Last Post
Best method to order/purchase car? Finance aspect? Insurance?	Buggy51	Other Vehicles & General Automotive Discussions	28	04-23-2012 07:48 AM
Insurance speculation between Scion/Toyota and Subaru?	Giccin	Scion FR-S / Toyota 86 GT86 General Forum	92	12-31-2011 03:24 AM
BRZ: How will the Canadian prices look like?	Eureka	BRZ First-Gen (2012+) — General Topics	1	11-30-2011 01:22 AM

12-01-2011, 06:23 PM	#18
LeeT Member Join Date: Jul 2011 Drives: 2011 Mustang GT Location: Columbus, OH Posts: 28 Thanks: 0 Thanked 0 Times in 0 Posts Mentioned: 0 Post(s)	25 years old, perfect record, central Ohio. Hope it turns out well!

12-03-2011, 12:52 AM	#21
dookie11 Senior Member Join Date: Aug 2010 Drives: Girls crazy with his booty Location: SoCal Posts: 1,123 Thanks: 373 Thanked 63 Times in 41 Posts Mentioned: 3 Post(s)	Just made a post in that old Scion thread by mistake LOL, regarding Wawanesa. http://www.ft86club.com/forums/showp...6&postcount=51 Hope this helps y'all.

12-12-2011, 12:44 PM	#23
iff2mastamatt Feeling Iffy? Join Date: Oct 2010 Drives: it like I stole it Location: DC Posts: 1,041 Thanks: 31 Thanked 23 Times in 12 Posts Mentioned: 1 Post(s)	I don't think too many teens will drive this car initially, becausebof the low production numbers. It's like seeing teens driving an RX-8, you just don't see too many drive one. The insurance will probably be higher due to the BRZ's compact size.

12-12-2011, 01:49 PM	#25
Altezza_86 Member Join Date: Dec 2011 Drives: IS300 Location: STL Posts: 42 Thanks: 0 Thanked 4 Times in 2 Posts Mentioned: 0 Post(s)	well now. I pay 83/month through geico. last year when i was 24, i paid 108/month on the IS300. I dont mind paying around 100-120/month if i have to. We'll just have to wait and see.

12-12-2011, 04:21 PM	#27
Shift Member Join Date: Jun 2011 Drives: 1999 Civic Location: Cali Posts: 15 Thanks: 0 Thanked 0 Times in 0 Posts Mentioned: 1 Post(s)	It seems the insurance would be higher for the BRZ than FRS, however do we know the number of each to be produced? Or rough estimate? Also doesn't 2 door coupe raise insurance as opposed to 4 door Sedan?

User Name		Remember Me?
Password