Insurance for the FR-S

[artizhay]

Originally Posted by Synack

What's the insurance called? Sorry there's so many "Something Farm" or "Farm Something" companies out there.

Farmer's as in Farmer's Insurance Group.

[FRS-PR]

Thats the first thing I researched before buying the FRS, got a DEAL for $3,300 for 6 years full cover /roadside, etc etc etc with $500 deductible , it also includes GAP. Im 33 with a clean record....

[Synack]

Originally Posted by FRS-PR

Thats the first thing I researched before buying the FRS, got a DEAL for $3,300 for 6 years full cover /roadside, etc etc etc with $500 deductible , it also includes GAP. Im 33 with a clean record....

Holy Jesus that's 45 dollars a month

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[VietnamPhenom]

Its Farmer's Insurance Group. Here is his website. Even has a BRZ as a feature.

http://www.farmersagent.com/jgraham2

[DGMBRZ]

Originally Posted by DeeezNuuuts83

Do you just have PD/PIP or do you have BI liability too?

PD/PIP is what I have.


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[DeeezNuuuts83]

Originally Posted by DGMBRZ

PD/PIP is what I have.

Being in the insurance industry and licensed in Florida, I would recommend increasing it at least to 25/50. (State requirements are just PD/PIP, state minimum BI limits are 10/20.) The reason for that is because if you need to switch insurance companies for whatever reason (which isn't impossible since a lot of companies are pulling out of certain counties in Florida, like Broward, Dade, Hillsborough, Orange, Pinellas, etc.), some (not all) other companies have changed their underwriting guidelines to require prior BI liability coverage of at least 25/50 for them to even cover you.

Just to clarify, most (not all) companies will not openly say that they cover mods, but usually in the claims process, they might let it slide as long as you include it on your policy as additional equipment with the proper value.

[DGMBRZ]

Originally Posted by DeeezNuuuts83

Being in the insurance industry and licensed in Florida, I would recommend increasing it at least to 25/50. (State requirements are just PD/PIP, state minimum BI limits are 10/20.) The reason for that is because if you need to switch insurance companies for whatever reason (which isn't impossible since a lot of companies are pulling out of certain counties in Florida, like Broward, Dade, Hillsborough, Orange, Pinellas, etc.), some (not all) other companies have changed their underwriting guidelines to require prior BI liability coverage of at least 25/50 for them to even cover you.

Just to clarify, most (not all) companies will not openly say that they cover mods, but usually in the claims process, they might let it slide as long as you include it on your policy as additional equipment with the proper value.

Oh cool thank you! Yeah I'm in Dade. I'll call them tomorrow. Have to talk to them anyways.



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[whateatsrabbits]

Im 25 male single in NY
dirty record
comprehensive/collision
I'm paying progressive 200 a month for my fr-s
I cant complain, I also have my bike with them for 200 a year.

[jmaryt]

yup! they are never gonna cover engine mods,no matter the carrier!
very poor risk factor...and to be accurate,"smart" money says don't touch it until the
factory warranty is up,or you could get "hammered" there as well! ..just sayin'

[Synack]

Originally Posted by jmaryt

yup! they are never gonna cover engine mods,no matter the carrier!
very poor risk factor...and to be accurate,"smart" money says don't touch it until the
factory warranty is up,or you could get "hammered" there as well! ..just sayin'

Some people like myself knew about the warranty going in and would rather have the boost now. Scion parts are cheap anyway. But there are insurance companies out there that cover these things. My current one does, Elephant. For an extra $18/mo they cover up to $5000 on my turbo. I was just hoping to see if another company did to see if there were any cost savings to be had.

Auto insurance quoting is one of the easiest ways to save money these days. It's so simple to switch.

[jmaryt]

surprised to hear this! i stand corrected! cost must be up there though i would think!
did you say ''elephant" insurance?

[86WRX]

45 yr
Married
Geico clean record
SF Bay Area
300/300 500 ded
07 Yaris and 07 Suzuki V strom 650
Pay $738 both cars 6 months

[Splat]

full coverage- ky state
410 = 6 months
49 no tickets
the brz was 30 less

[Tt3Sheppard]

Just changed from Commerce to Liberty Mutual. Premium went from $2100 to $1400. Didn't change any coverages so not sure why the big jump in savings.