01-23-2020, 01:39 AM | #29 | |
Senior Member
Join Date: May 2013
Drives: 2013 FR-S, white, MT
Location: Puyallup, WA
Posts: 30,061
Thanks: 29,122
Thanked 32,202 Times in 16,572 Posts
Mentioned: 709 Post(s)
Tagged: 2 Thread(s)
|
Quote:
I'd recommend you ask around at a few money lenders and ask them - humfrz |
|
01-23-2020, 06:39 AM | #30 | |||
Only happy when it rains.
Join Date: Feb 2013
Drives: series.blue
Location: Harnett county NC
Posts: 1,995
Thanks: 5,698
Thanked 1,263 Times in 749 Posts
Mentioned: 25 Post(s)
Tagged: 0 Thread(s)
|
Quote:
Quote:
Quote:
This. Finance as much of the car as you can unless you get some idiotically high finance rate. Payments might be annoying, but not having the money to pay for a car to be fixed that you need to get to work is far worse. Might be the only reason to keep a second car around if you can afford it. |
|||
The Following 4 Users Say Thank You to why? For This Useful Post: |
01-23-2020, 07:27 AM | #31 |
1st86 Driver!
Join Date: Feb 2012
Drives: '13 FR-S (#3 of 1st 86)
Location: Powder Springs, GA
Posts: 19,887
Thanks: 39,032
Thanked 25,092 Times in 11,446 Posts
Mentioned: 182 Post(s)
Tagged: 4 Thread(s)
|
@frostyfrs, I'll tell you what I would tell my sons, you don't need two cars and you don't need a car payment.
Sell the Camry, combine it with your $6,000 and pay for your car. Then, take your "car payment" and pay yourself in a separate account each month so you have money for maintenance and ultimately this car's replacement. If you are worried about having an 86 as a single car and driving it in the winter, this is the wrong car for you. Plenty of folks winter drive their FRS, and I wouldn't hesitate to do it if I lived in the great white North. Driving in the winter isn't about the car, its about the driver and how you've prepared yourself and the car.
__________________
Olivia 05/03/2012 - 01/06/2024. 231,146 glorious miles.
Visit my Owner's Journal where I wax philosophic on all things FR-S Post your 86 or see others in front of a(n) (in)famous landmark. What fits in your 86? Show us the "Junk In Your Trunk". Last edited by Dadhawk; 01-23-2020 at 10:07 AM. |
The Following 11 Users Say Thank You to Dadhawk For This Useful Post: |
01-23-2020, 02:25 PM | #32 | |
1st86 Driver!
Join Date: Feb 2012
Drives: '13 FR-S (#3 of 1st 86)
Location: Powder Springs, GA
Posts: 19,887
Thanks: 39,032
Thanked 25,092 Times in 11,446 Posts
Mentioned: 182 Post(s)
Tagged: 4 Thread(s)
|
Quote:
As far as the "screw up" he did file bankruptcy because he messed up and didn't have a choice. My understanding is that he did go back and pay all his back debts though, including those dismissed in the bankruptcy. It was not because he felt he had to, that debt was relieved by the laws of the land, but he felt he was called to do so by his Faith. Here it is in his words.
__________________
Olivia 05/03/2012 - 01/06/2024. 231,146 glorious miles.
Visit my Owner's Journal where I wax philosophic on all things FR-S Post your 86 or see others in front of a(n) (in)famous landmark. What fits in your 86? Show us the "Junk In Your Trunk". |
|
The Following 4 Users Say Thank You to Dadhawk For This Useful Post: |
01-23-2020, 02:54 PM | #33 |
Member
Join Date: Jan 2020
Drives: 2016 FR-S
Location: SoCal
Posts: 14
Thanks: 4
Thanked 6 Times in 4 Posts
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
|
I heard the 13-14 models are a hassle to work with, maybe try an 15+ if you can?
My main concern personally is just having spare money in savings for anything that can happen in life, along with the insurance ( though I guess that’s depends on the state ) I’m guessing you won’t be car pooling that often, and not having to deal with trunk space issues. For modding, you honestly don’t have a need to purchase anything....yet, enjoy the stock setup for sometime before purchasing anything performance wise, maybe put a new head unit inside the cab if you want CarPlay/Aauto. I’ve wanted this car since I was 18, 27 now and I love every moment of it, wish you the best on your choice |
01-23-2020, 03:32 PM | #34 |
Senior Member
Join Date: Jun 2012
Drives: '13 BRZ TLM Spec
Location: Florida
Posts: 1,978
Thanks: 1,627
Thanked 2,369 Times in 1,017 Posts
Mentioned: 115 Post(s)
Tagged: 0 Thread(s)
|
Insurance is the killer on these cars, the '13 BRZ is more than my other 2 vehicles combined for the same coverage ('18 Forester XT, '20 Canyon Denali)
__________________
2013 BRZ Premium 6MT - Track Car, 2020 GMC Canyon Denali Duramax, 2021 Forester Sport, 2016 Crosstrek, 2000 Subaru Legacy B4 RSK 5MT (JDM Import)
|
01-23-2020, 03:39 PM | #35 |
Senior Member
Join Date: Mar 2017
Drives: 2016 FRS
Location: OKC
Posts: 118
Thanks: 222
Thanked 175 Times in 73 Posts
Mentioned: 1 Post(s)
Tagged: 0 Thread(s)
|
I'm gonna be the old man and throw you unsolicited advice. Seriously, time is on your side. Take advantage of that. https://www.forbes.com/sites/jrose/2.../#26ef5eca6e3b
|
The Following User Says Thank You to BigHugeFatGuy For This Useful Post: | Dadhawk (01-23-2020) |
01-23-2020, 04:40 PM | #36 |
The Dictater
Join Date: Apr 2017
Drives: '13 Red Scion FRS
Location: MD, USA
Posts: 9,509
Thanks: 26,348
Thanked 12,529 Times in 6,205 Posts
Mentioned: 87 Post(s)
Tagged: 0 Thread(s)
|
Man, this is the most helpful, civil, and polite thread we've had in the general forum since... Well since I got here.
Fuckyall I'm out! Jk, good job folks. I'm gonna go against the grain here and say I was convinced by my parents to trade in my old car when I got my FRS and it was a mistake looking back on it. Yes you have to insure and maintain and park 2 cars, but there is merit in having that second car to drive on nasty days, or drive friends around, or park in sketchy locations, or to use as a backup if one is broken. Not necessarily saying keep the car, but there is a valid trade-off OP should consider. Then again, the car I traded in was a Saab 9-3 so might be a different story from keeping a Camry around. |
01-23-2020, 04:42 PM | #37 |
Only users lose drugs.
Join Date: Nov 2014
Drives: All the time
Location: Shrewsbury upon Worcestershire
Posts: 1,827
Thanks: 884
Thanked 1,073 Times in 679 Posts
Mentioned: 3 Post(s)
Tagged: 2 Thread(s)
|
Insurance is a killer on these cars at your age, but ANY car is going to be expensive at your age. As already mentioned, get rid of the Camry and use that cash plus what you save for a down payment to get the FR-S. You'll also be saving by only insuring a single vehicle. I've DD'd my '13 through 6 winters now around the Worcester area, and aside from some surface rust on parts like control arms and subframes, the sheet metal is still very clean underneath. Use a good rustproofing agent like FluidFilm, and keep the car as clean as practically possible, and it will age quite nicely. Get he best snow tires you can afford, but don't get hung up on getting the best snow tires on the planet....ANY snow tire is better than trying to daily on all-seasons around here...
__________________
"To know a thing well, know it's limits. Only when pushed beyond its tolerances will true nature be seen." Amtal Rule
|
01-23-2020, 10:14 PM | #39 |
[insert cool phrase here]
Join Date: Aug 2015
Drives: BRZ Premium
Location: Central Coast CA
Posts: 2,369
Thanks: 709
Thanked 1,558 Times in 930 Posts
Mentioned: 30 Post(s)
Tagged: 0 Thread(s)
|
At 18 the only thing you have to worry about is insurance. Get quotes. Chances are you'll have two car patents cause they would be that high
Financial side of it do what ever fits your wallet.
__________________
New daily driver - Subaru BRZ Premium
Weekend fun/track car - '91 MR2 Turbo Gen3 Old daily driver - '88 MR2 Supercharged |
01-23-2020, 10:53 PM | #40 | |
ProCrastinationConsultant
Join Date: Sep 2013
Drives: '14 Ranger, '18 Tacoma 4Dr LB
Location: chicago-ish
Posts: 11,330
Thanks: 35,240
Thanked 13,675 Times in 6,782 Posts
Mentioned: 98 Post(s)
Tagged: 0 Thread(s)
|
Quote:
it also didn't help that an ex-girlfriend signed us up for the classes when i wasn't making enough to cover my most basic teenager expenses like gas and insurance... it was infuriating to go through the class about saving money, when i still had to consider myself lucky to be living with my parents rent-free...
__________________
"The time you enjoy wasting is not wasted time"
|
|
01-23-2020, 10:54 PM | #41 |
ProCrastinationConsultant
Join Date: Sep 2013
Drives: '14 Ranger, '18 Tacoma 4Dr LB
Location: chicago-ish
Posts: 11,330
Thanks: 35,240
Thanked 13,675 Times in 6,782 Posts
Mentioned: 98 Post(s)
Tagged: 0 Thread(s)
|
good point. a 2005 350z had a higher insurance premium than a 2014 brz.. it was another small nail in the coffin that pushed me this direction.
__________________
"The time you enjoy wasting is not wasted time"
|
01-23-2020, 10:57 PM | #42 | |
ProCrastinationConsultant
Join Date: Sep 2013
Drives: '14 Ranger, '18 Tacoma 4Dr LB
Location: chicago-ish
Posts: 11,330
Thanks: 35,240
Thanked 13,675 Times in 6,782 Posts
Mentioned: 98 Post(s)
Tagged: 0 Thread(s)
|
Quote:
saab's are spectacular winter cars. but they're terrible summer cars.
__________________
"The time you enjoy wasting is not wasted time"
|
|
|
|
|
|
Similar Threads | ||||
Thread | Thread Starter | Forum | Replies | Last Post |
Buying OFT v1/2 | leunggary | Want-To-Buy Requests | 1 | 01-23-2019 08:28 PM |
Is buying a used brz more beneficial then buying a new one? | Jcas | BRZ First-Gen (2012+) -- General Topics | 60 | 10-20-2017 12:15 AM |
Buying Used | pitotshock | Scion FR-S / Toyota 86 GT86 General Forum | 13 | 02-07-2017 09:34 AM |
help! buying a used car | Abflug | Other Vehicles & General Automotive Discussions | 0 | 01-30-2014 05:57 AM |
Im buying one. | Griffdawg | Scion FR-S / Toyota 86 GT86 General Forum | 10 | 06-19-2012 01:12 PM |