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04-11-2016, 05:06 PM | #29 |
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medicare and insurance,,they are leeches man.
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04-11-2016, 05:07 PM | #30 |
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This sucks. Thats why, I dont get personal with my insurance company n tell them what I do with the car or in the car...
Plus, another reason to tap the plates with masking tape whenever taking part in an event. |
04-11-2016, 05:30 PM | #31 |
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04-11-2016, 06:42 PM | #32 | |
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04-11-2016, 06:43 PM | #33 |
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Or way more for liability! Medical bills are expensive.
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04-11-2016, 07:03 PM | #34 |
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04-11-2016, 08:14 PM | #35 | |
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04-11-2016, 08:27 PM | #36 | |
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Yea, that's standard practice over phones and such, Geico is very very well known for pulling that crap there are multiple proven cases on reddit. In some cases with teenagers learning to drive they would add them onto policies without the permission of the parents even though they only drive the vehicle to practice.
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04-11-2016, 08:43 PM | #37 |
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Just FYI to all-
Every state has aN Insurance Comissioner (they may different titles in some states) Their responsibility is to prevent abuses by insurance providers. Mostly they review rates and rate requests, but they have a broader responsibility to keep insurance companies in check. How consumer-friendly they are varies widely from state to state. but here in NC I assure you they are very much advocates for consumers. If you report a suspected violation or unfair practice, the Comission will definitely investigate, and often admonish or discipline an insurance company. If you have a conflict with your insurance provider, and feel you have been treated unfairly, it could be well worth your while to contact your state Department of Insurance. |
04-11-2016, 08:56 PM | #38 |
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I certainly am no fan of insurance companies, but I have to strongly disagree with your criticism of Medicare.
I suspect you are not a Medicare benificiary. But I am. Most of us seniors are pretty crochety, and bitch about most every thing. But I don't know a single senior citizen that is unhappy with Medicare. I'm 74 years old Generally healthy, but see my GP at least once a year. I also see a cardiologist and a pulmonologist. I had an extensive surgery on my hand several years ago. I have had cataract surgery. If I get sick on a weekend and can't see my regular doc, I go to a walk-in clinic. I pay nothing for any of that. Medicare has never denied or even questioned any claim. And I don't even have to file them, the providers do. If the Obama administration had expanded Medicare to provide universal coverage instead of the ACA, I doubt it anybody would be complaining. |
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04-11-2016, 09:59 PM | #39 | |
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04-11-2016, 10:18 PM | #40 | |
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"Medicare doesn't cover most dental care, dental procedures, or supplies, like cleanings, fillings, tooth extractions, dentures, dental plates, or other dental devices" However, I know great amount of people who deserve medicare but got rejected because they are middle class. You might get your medicare beneficial which is awesome. However, not all the people have that beneficial. |
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04-11-2016, 10:19 PM | #41 |
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The solution is really quite simple: 1) Obtain supplemental coverage for non-standard driving practices and events or 2) Stop posting everything online for the world to see.
Whether or not the insurance company is morally or ethically correct about the inherent risks of autocrossing or HPDE participation is irrelevant, as unfortunate or misinformed as that may be. What matters is that they are legally correct (assuming the information in the article is accurate). And as a private enterprise, they have every right to exercise their rights. Just as we drivers have every right to seek out alternative insurance coverage that satisfies our requirements. |
04-11-2016, 10:52 PM | #42 |
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Exactly, answer their questions with the bare minimum.
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