is this a total loss? (sigh) - Page 4 - Toyota GR86, 86, FR-S and Subaru BRZ Forum & Owners Community

KR-S · 11-20-2015, 10:54 PM

I would sue the idiot who failed to yield for damages to both yourself and your car. This guy needs to be held accountable. But then again, I'm no legal attorney.

Ganthrithor · 11-21-2015, 01:39 AM

RIP.

Thank it for keeping you safe

Scoobybrz · 11-21-2015, 01:56 AM

you would want it totaled. With a damage that intensive, the car won't be the same after repairs. Like everyone said, just be glad that you didn't sustain any major injury. Cars can be replaced.

TM · 11-21-2015, 05:53 AM

Quote:

Originally Posted by steveholt

thanks, unfortunately right now i have a gap in healthcare coverage until 2016 so it'll have to be completely out of pocket which i cannot afford

can i go to immediate care without healthcare coverage and get billed later and present to my insurance company for the at fault party's insurance or at fault party to pay via suing them?

It would be going through you and the other person's automobile insurance's bodily injury coverage.

When I went to immediate care after my accident, I didn't tell them and gave them my health insurance information and paid the copay. When they asked me the reason I was there and I told them I was in a vehicle accident, they reverse the charge on my credit card for the copay and took down my vehicle insurance policy number instead.

steveholt · 11-21-2015, 01:50 PM

i just want all this to be over with and to get back to normal life

G-awesome · 11-21-2015, 04:47 PM

Quote:

Originally Posted by steveholt

i just want all this to be over with and to get back to normal life

I felt the same way at that time too. Luckily you're not at fault. Insurance will take care of you and won't screw you over since it's a very new car. You'll survive and gain valuable experience from this.

steveholt · 11-21-2015, 05:00 PM

Quote:

Originally Posted by G-awesome

I felt the same way at that time too. Luckily you're not at fault. Insurance will take care of you and won't screw you over since it's a very new car. You'll survive and gain valuable experience from this.

thanks, from talking to a lot of people and based on the damage, it seems like it would be better to have the car be declared a total loss.
this couldn't have come at a worst time, winter is approaching and we just got our first snow of the year bleh.

i guess i'll have some winter tires/wheels/tpms(with very low miles, used for less than half a winter) and a stock axleback exhaust for sale shortly if it is deemed a total loss

steveholt · 11-23-2015, 07:59 PM

the wait is eating away at me

how long does it normally take for an insurance company to determine total loss or repairable?

kch · 11-23-2015, 08:37 PM

Quote:

Originally Posted by KR-S 86

I would sue the idiot who failed to yield for damages to both yourself and your car. This guy needs to be held accountable. But then again, I'm no legal attorney.

That's what insurance is for. A lawsuit would take years, potentially, whereas an insurance payment is easier and faster.

kch · 11-23-2015, 09:03 PM

Quote:

Originally Posted by steveholt

the wait is eating away at me

how long does it normally take for an insurance company to determine total loss or repairable?

...you were serious about that? i thought you were joking in the thread title. i'm no adjuster, but i'd bet real money they're going to total it. i would seriously be shocked if they repair. half your front's gone.

MrDinkleman · 11-23-2015, 09:26 PM

Quote:

Originally Posted by steveholt

the wait is eating away at me

how long does it normally take for an insurance company to determine total loss or repairable?

Glad you're okay. Man, I've never seen an accident where the front suspension was just wiped off clean like that...

When I was rear ended and my car was totaled, it took my insurance (State Farm) less than 2 days to declare it totaled. I was hit on a Thursday morning and by Friday afternoon, the adjuster had already looked at it and declared it totaled. I got the title transfer paper work the following Tuesday. Because of my dillydallying I got my check a week later.

Then I went down to the Scion dealer and bought my FR-S the following weekend (a little over two weeks after the accident)!

Hang in there!

steveholt · 11-24-2015, 07:37 PM

an update....

well my insurance provider investigated and found the other party to have insurance which is a relief

the total loss adjuster inspected my vehicle today and will have the results tomorrow by end of day... honestly i do not feel safe getting back into a vehicle with that amount of damage and feel extremely uneasy about hidden damage and things that may come up in the future if they deem it repairable, i really hope they make the proper assessment in it being a total loss

Clipdat · 11-24-2015, 08:29 PM

More important than the status of the car, how are you feeling? Did you go get checked out by a doctor?

ntron1 · 11-24-2015, 08:31 PM

Quote:

Originally Posted by steveholt

an update....

well my insurance provider investigated and found the other party to have insurance which is a relief

the total loss adjuster inspected my vehicle today and will have the results tomorrow by end of day... honestly i do not feel safe getting back into a vehicle with that amount of damage and feel extremely uneasy about hidden damage and things that may come up in the future if they deem it repairable, i really hope they make the proper assessment in it being a total loss

It will be totaled. Now you get to fight the low ball offer from the other insurance company.

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11-20-2015, 10:54 PM	#43
KR-S Sporadic Member Join Date: Nov 2015 Drives: 2016 Halo FR-S M/T Location: Earth Posts: 3,145 Thanks: 5,221 Thanked 3,552 Times in 1,746 Posts Mentioned: 50 Post(s) Tagged: 33 Thread(s)	I would sue the idiot who failed to yield for damages to both yourself and your car. This guy needs to be held accountable. But then again, I'm no legal attorney.

11-21-2015, 01:39 AM	#44
Ganthrithor Senior Member Join Date: Feb 2013 Drives: '13 BRZ, '06 997, Other Things(TM) Location: Santa Barbara, CA Posts: 1,078 Thanks: 1,715 Thanked 670 Times in 351 Posts Mentioned: 9 Post(s) Tagged: 0 Thread(s)	RIP. Thank it for keeping you safe

11-21-2015, 01:56 AM	#45
Scoobybrz Senior Member Join Date: Apr 2013 Drives: BRZ Location: SoCal Posts: 104 Thanks: 6 Thanked 23 Times in 16 Posts Mentioned: 1 Post(s) Tagged: 0 Thread(s)	you would want it totaled. With a damage that intensive, the car won't be the same after repairs. Like everyone said, just be glad that you didn't sustain any major injury. Cars can be replaced.

11-21-2015, 01:50 PM	#47
steveholt Senior Member Join Date: Mar 2015 Drives: 2015 BRZ Limited 6MT Location: Illinois Posts: 147 Thanks: 31 Thanked 30 Times in 23 Posts Mentioned: 1 Post(s) Tagged: 0 Thread(s)	i just want all this to be over with and to get back to normal life

11-23-2015, 07:59 PM	#50
steveholt Senior Member Join Date: Mar 2015 Drives: 2015 BRZ Limited 6MT Location: Illinois Posts: 147 Thanks: 31 Thanked 30 Times in 23 Posts Mentioned: 1 Post(s) Tagged: 0 Thread(s)	the wait is eating away at me how long does it normally take for an insurance company to determine total loss or repairable?

11-24-2015, 07:37 PM	#54
steveholt Senior Member Join Date: Mar 2015 Drives: 2015 BRZ Limited 6MT Location: Illinois Posts: 147 Thanks: 31 Thanked 30 Times in 23 Posts Mentioned: 1 Post(s) Tagged: 0 Thread(s)	an update.... well my insurance provider investigated and found the other party to have insurance which is a relief the total loss adjuster inspected my vehicle today and will have the results tomorrow by end of day... honestly i do not feel safe getting back into a vehicle with that amount of damage and feel extremely uneasy about hidden damage and things that may come up in the future if they deem it repairable, i really hope they make the proper assessment in it being a total loss

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