bye bye, sweet brz.

[Irace86.2.0]

Originally Posted by Tcoat

The realities of life sometimes get in the way of the dreams. I had to do 20 years before I could get back into fun cars. If I could do it all again I would not change anything.
It is refreshing to see a responsible and reasonable action taken on here for a change.

Hopefully he is just selling the car to reduce his debt and/or increase his loan for financing reasons, right? After the home purchase, I'm guessing he will likely be able to get right back into a used, sports car--unless space is an issue. If his mortgage is cost prohibitive then his mortgage is probably too high and isn't responsible or reasonable.

[Tcoat]

Originally Posted by Irace86.2.0

Hopefully he is just selling the car to reduce his debt and/or increase his loan for financing reasons, right? After the home purchase, I'm guessing he will likely be able to get right back into a used, sports car--unless space is an issue. If his mortgage is cost prohibitive then his mortgage is probably too high and isn't responsible or reasonable.

Sometimes people need to be grown ups and sports cars have to wait. Simple as that.

[Irace86.2.0]

Originally Posted by Tcoat

Sometimes people need to be grown ups and sports cars have to wait. Simple as that.

lol I don't understand that statement. Replace sports cars with anything mundane like western movies, and you will comprehend my confusion.

"Sometimes people need to be grown ups and western movies have to wait. Simple as that."

[Tcoat]

Originally Posted by Irace86.2.0

lol I don't understand that statement. Replace sports cars with anything mundane like western movies, and you will comprehend my confusion.

"Sometimes people need to be grown ups and western movies have to wait. Simple as that."

If you don't understand and want to replace material objects with movies then you are not going to get it no matter how hard I try to explain.

[GrantedTaken]

Originally Posted by Irace86.2.0

lol I don't understand that statement. Replace sports cars with anything mundane like western movies, and you will comprehend my confusion.

"Sometimes people need to be grown ups and western movies have to wait. Simple as that."

Maybe this is more clear:

"Sometimes people need to be grown ups and stuff that costs money that you don't have will have to wait. Simple as that."

If you have to borrow the money to buy it, you can't afford it.

Also, it does not cost $17,000 to watch Western movies.

[Irace86.2.0]

Originally Posted by GrantedTaken

Maybe this is more clear:

"Sometimes people need to be grown ups and stuff that costs money that you don't have will have to wait. Simple as that."

If you have to borrow the money to buy it, you can't afford it.

Also, it does not cost $17,000 to watch Western movies.

It is funny that you say that as the guy is borrowing money to buy a house Way to make him feel good about his decision

It can cost $17k to watch Western movies. We watch a lot of movies in my family, so I have like a $100/month movie budget lol That is $1200/year or $18000 every 15 years. But for real, if someone can afford a house, they can afford a small car payment, or to get into some cheap, used, sports car. They are hardly cost prohibitive these days.

[new2subaru]

Originally Posted by Irace86.2.0

It is funny that you say that as the guy is borrowing money to buy a house Way to make him feel good about his decision

It can cost $17k to watch Western movies. We watch a lot of movies in my family, so I have like a $100/month movie budget lol That is $1200/year or $18000 every 15 years. But for real, if someone can afford a house, they can afford a small car payment, or to get into some cheap, used, sports car. They are hardly cost prohibitive these days.

It's funny the YOU say that. How many people do you know that don't borrow money to buy a house?

Having a sports car "Toy" is absolutely not a necessity. Having a roof over your head is on a whole different level...

[Irace86.2.0]

Originally Posted by new2subaru

It's funny the YOU say that. How many people do you know that don't borrow money to buy a house?

Having a sports car "Toy" is absolutely not a necessity. Having a roof over your head is on a whole different level...

I can name a few, but I work in a hospital so $$$.

How many people do you know that don't borrow money to buy a car or lease one? More borrow to buy a house, than to buy a car--this I concede--yet it is a stretch to say that if someone has to borrow money to get a car then they can't afford it. And I was making mostly a joke there, hence the overuse of smilies.

I was just raggin on TCoat for the kudos he was giving the OP, "It is refreshing to see a responsible and reasonable action taken on here for a change." You gotta mess with TCoat from time to time.

I was also pointing out that the OP is probably just taking a short hiatus from the 86. Most people reduce their debt when they buy or maximize their down payment to lower their payments. Sometimes there is a need to secure at least 20%, so they can avoid gap insurance. After the purchase the OP will likely get right back into the car. He even mentioned coming back if the 86 gets more power (which will likely be the more expensive option).

I was also saying that if this car payment is cost prohibitive (on a car this cheap) then the mortgage is not following the rule of only being 30% of income (most likely) and maybe the mortgage isn't a "responsible and reasonable" thing, but buying smaller or renting cheaper would be more responsible and reasonable. And if a $5k Miata, or other cheap, used car is cost prohibitive then that mortgage is an even scarier proposition.

Again, another dig at TCoat who waited 20 years to get back into sports cars, and a joke, when he said sports cars have to wait and I said I don't understand that statement. I know people who autocross things I hate to even call cars, that you couldn't sell or give away, that you would have to pay someone to take off their hands, because cars and racing are their passion. Some people are picky about what they drive, some don't have the space for a sports car, but for those with the passion, few truly lack the money. And if the OP is buying a home, then he doesn't lack the money. Regardless, by his own words, it is probably just a short term thing.

[new2subaru]

Originally Posted by Irace86.2.0

I can name a few, but I work in a hospital so $$$.

How many people do you know that don't borrow money to buy a car or lease one? More borrow to buy a house, than to buy a car--this I concede--yet it is a stretch to say that if someone has to borrow money to get a car then they can't afford it. And I was making mostly a joke there, hence the overuse of smilies.

I was just raggin on TCoat for the kudos he was giving the OP, "It is refreshing to see a responsible and reasonable action taken on here for a change." You gotta mess with TCoat from time to time.

I was also pointing out that the OP is probably just taking a short hiatus from the 86. Most people reduce their debt when they buy or maximize their down payment to lower their payments. Sometimes there is a need to secure at least 20%, so they can avoid gap insurance. After the purchase the OP will likely get right back into the car. He even mentioned coming back if the 86 gets more power (which will likely be the more expensive option).

I was also saying that if this car payment is cost prohibitive (on a car this cheap) then the mortgage is not following the rule of only being 30% of income (most likely) and maybe the mortgage isn't a "responsible and reasonable" thing, but buying smaller or renting cheaper would be more responsible and reasonable. And if a $5k Miata, or other cheap, used car is cost prohibitive then that mortgage is an even scarier proposition.

Again, another dig at TCoat who waited 20 years to get back into sports cars, and a joke, when he said sports cars have to wait and I said I don't understand that statement. I know people who autocross things I hate to even call cars, that you couldn't sell or give away, that you would have to pay someone to take off their hands, because cars and racing are their passion. Some people are picky about what they drive, some don't have the space for a sports car, but for those with the passion, few truly lack the money. And if the OP is buying a home, then he doesn't lack the money. Regardless, by his own words, it is probably just a short term thing.

Gotcha. I was in the same boat as Tcoat and I'm sure many others. I waited well over 20 years to get back into a sports car. I suppose I could have got back into one earlier but it wasn't even on my radar. It was a different time I guess, but I do see a lot of people struggling harder than I did.

Regardless, prior to buying my first home I made sure I was debt free. It's a nice place to be. There can be a lot of unforeseen expenses that can come up...

[GrantedTaken]

[Adam_L]

True, over the long... long term houses do appreciate... 8-10+ years. It's a sellers market now, in much of the USA. Should have bought a house back in 2008-2011 great depression.... or in the 90's.

[Summerwolf]

Gd.... why are people even trying to say giving up a sports car for a house is not a good idea....or implying that a "reasonable payment" on top of a house when the dude wants to save money is a bad thing. Ffs.....

Also.... I love this quote. "
If you have to borrow the money to buy it, you can't afford it."

Wtf..... I guess people have 100-300k on hand for home purchases plus 30-60k for family vehicles just laying around liquid.

[Tcoat]

Originally Posted by Irace86.2.0

I can name a few, but I work in a hospital so $$$.

How many people do you know that don't borrow money to buy a car or lease one? More borrow to buy a house, than to buy a car--this I concede--yet it is a stretch to say that if someone has to borrow money to get a car then they can't afford it. And I was making mostly a joke there, hence the overuse of smilies.

I was just raggin on TCoat for the kudos he was giving the OP, "It is refreshing to see a responsible and reasonable action taken on here for a change." You gotta mess with TCoat from time to time.

I was also pointing out that the OP is probably just taking a short hiatus from the 86. Most people reduce their debt when they buy or maximize their down payment to lower their payments. Sometimes there is a need to secure at least 20%, so they can avoid gap insurance. After the purchase the OP will likely get right back into the car. He even mentioned coming back if the 86 gets more power (which will likely be the more expensive option).

I was also saying that if this car payment is cost prohibitive (on a car this cheap) then the mortgage is not following the rule of only being 30% of income (most likely) and maybe the mortgage isn't a "responsible and reasonable" thing, but buying smaller or renting cheaper would be more responsible and reasonable. And if a $5k Miata, or other cheap, used car is cost prohibitive then that mortgage is an even scarier proposition.

Again, another dig at TCoat who waited 20 years to get back into sports cars, and a joke, when he said sports cars have to wait and I said I don't understand that statement. I know people who autocross things I hate to even call cars, that you couldn't sell or give away, that you would have to pay someone to take off their hands, because cars and racing are their passion. Some people are picky about what they drive, some don't have the space for a sports car, but for those with the passion, few truly lack the money. And if the OP is buying a home, then he doesn't lack the money. Regardless, by his own words, it is probably just a short term thing.

I think what we have here is upbringings in two radically different socioeconomic backgrounds. You make a lot of generalizations when you say what "most people" do but I think you are basing that strictly on your own exposure to a certain group. Where I came from "most people" couldn't buy their own house until they were well into their forties if at all. "Most people" could not buy a new car EVER much less a sports car. The idea of paying to track even a junker is laughable to many since they need to eat. You seem to think that everybody has disposable income for toys. Not the real world for many. Just because they buy a house does not mean for one second that they can get a plaything in a year or two no matter how passionate they are about it.
How many kids do you have? They are expensive and cars had to wait. How many barely put food on the table jobs have you had? If you can scrape together enough to pay for a house instead of paying rent then that is the smart thing to do. That does not mean there is room for sports cars.
When I gave up my race cars to raise a family and get a home it was only "short term" as well. It took longer than I thought it would. This is the real world for MOST PEOPLE.

[Summerwolf]

@Tcoat

You can live in a car, but you can't race a house. Priorities, man.

Also, well said. Hallelujah.