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Old 03-08-2016, 11:34 AM   #22
Braces
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Quote:
Originally Posted by Clott View Post
How often do you shop around? I've been with USAA for a while. Left Allstate after 6 years though. Do they penalize you for switching around?


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If you're with a good company. Stay with them. I shop my rates annually or semi-annually. Whenever the premium renews. There's no penalty for switching. Although with home owners ins .... if you have any ins paid repairs ... this goes on your record for a period of time. Not sure if 3 or 5 yrs. during that time period ... your premium will be higher.

Insurance is just a commodity. Shop it.
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