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This might be the strangest post I have read on this board.
"Abuse" would not be covered by warranty. Normally, it is up to the Dealer/Toyota to prove that "Abuse" took place. If Toyota can prove that the transmission was "Abused" then they are off the hook for warranty.
You have an aftermarket warranty that will pay for pretty much anything unless it can be proven that it was "Abused". Aftermarket warranties are actually quite generous, since they are pretty much stealing money from people in the first place.
I am not sure why you are here trying to make sure that this problem is NOT covered by the insurance policy? You are declaring that the car was abused, and all the Toyota tech needs to do is cut and paste your words into his report in order to save Toyota a few $$$.
If it is not too late, can the mods make this thread go away?
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