Quote:
Originally Posted by ZionsWrath
He won't be able to really talk to an agent. I tried in the past to ask about "hypothetical" situations and accidents. They will give you some BS about "every situation is different, we would need the exact details of the incident". And if you press the further they will ask "can you please provide your name and policy number".
It is worthless to try and speak with insurance companies unless you are filing a claim.
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If you have a broker, they are generally helpful...if you speak direct, I agree with you... an agent is different than customer rep. I wouldn't call directly to the company and identify yourself and then ask...
If the deductible is $500 and you can swallow another $500...then it's worth it to do it yourself... an accident is an accident... that's different than road hazard damage... I only chimed in since I saw some advice that wasn't as prudent to me.