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I'm 19, turning 20. I started out getting a credit card, then i bought a Used 07' Impreza last January. (4 year loan, 4000 down payment, 10.99%apr. $290 a month) Credit is now above a 720. Got a loan offer from my credit union. 4 year loan, 2.94% with 10,000 down (trade in was included) total amount for car after four years? $19,920! Not to shabby for almost 30k on the BRZ limited.
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