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Originally Posted by Kimsey47
Does this include breakdowns/part failure? (One of my main concerns is burning my brakes up and I really don't want to bring any more expenses my way till next year)
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The insurance doesn't cover mechanical/part failure, but you will be fine with a completely stock car as long as you don't beat on your brakes. I know of a more than a few owners who have tracked their 86's bone stock and they'd likely agree that as long as you don't abuse the brakes you'll be fine. The stock brakes aren't useless, the pads/fluid just don't have a very high max operating temp. StopTech pads and high temp fluid are a cheap and easy solution to meet and exceed the demand for mild-mannered cool weather track duty in a novice run group.