[f0rge]

My problem is that I like nice things. I'm older now (33) but I was definitely stupid with my money growing up. You live and you learn, most people are never taught how to manage money correctly, so when they get a job they're suddenly "rich". If they weren't saving before, they probably wont now.

That being said, it's not impossible to recover, I have done it several times in my life where I've had to step back and take a hard look at my debt and what I've been spending my money on. You force yourself to go through a lean couple of years but it's doable.

I'm a lot better now, but I still spend way too much money on stereos, video games and car parts. I make a reasonably comfortable living so I should be able to treat myself every now and again.