Quote:
Originally Posted by Tujin
You sound like someone who has had his face punched by mr money mustache 
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Or someone who has actually looked into money and realized just how badly I was losing.
The two most profitable sources from a dealership are the finance department and the service department. They don't call them "stealerships" for nothing.
You and your 8% interest is proof of that.
I've decided I'm not going to play the game anymore. Simple and easy. Copy those who have already gone before you and achieved the results you want. Well, I have. I have changed a lot of my life to a different model, while I'm not winning yet, I am no longer "down for the count"
I can tell you right off the bat, I wouldn't trade in a car that I was $4k+ in the hole with, but then again, that's not $4k in cash in your hand, so I'm sure it was a lot less painful. Now if I were to put 4 grand in your hand, do you think it would be as easy to give up? Science and studies say no. Studies show that credit cards and paperwork give no response from the brain. Now add cash into the equation, I hand you $4k in cash, there is literally a pain response that is felt and registered by the brain. You think finance companies know this? You bet