Quote:
Originally Posted by Bristecom
If I had a kid, I would never let him/her get a powerful RWD car to start with. They need to start with a slower FWD or AWD automatic transmission car and prove themselves with that first.
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Oh good, I was afraid you wouldn't let them drive the twins.
OP, you're lucky your have your license. I had mine suspended for a year (IL law, three tickets in a 24 month period under age 21) back when I was much younger and stupider. That was a big wake up call for me, maybe this is yours.
Toyota finance generally will perform lease swaps if I remember correctly. It's a couple hundred bucks to process it, but it's an option. If you don't know anyone that wants the car, leasetrader.com or swapalease.com might be options. Do your parents still have that Camry? If so, you might want to take them up on that and get liability only. Otherwise find something used, cheap, and preferably disposable. I know, you're in college and want to look cool and keep your image, but trust me when I say that none of that actually matters at all.
Find and take a safe driving course and that might cut a bit off of your premiums as well, but your wallet is going to take a beating for a little while until all of this is off of your record.