Quote:
Originally Posted by Cajun
A girl hit me in the parking lot. Yes I can claim it, but I have a $500 deductible. If the bumper is around $500 then I'm just gonna buy it and not claim it. That way my rates won't go up. Because it happened in a parking lot, I can't claim it on her policy. Cop didn't even do a report, just had us exchange info
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If she was at fault you can claim it on her policy. You do not need a police report to file a claim. I got hit a couple year ago in my employee parking garage and had no issues filing a claim with the other parties insurance. No report was filed we just exchanged info and I took pictures just in case but they never asked for them. Hope you get it fixed soon.
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