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Any major mods for me will be after the car is paied.
I've modded plenty of cars before on credit... NEVER AGAIN. Anyway, I personally think it's better to mod it after you are used to the car, if you mod it the first year you have it you'll end up selling it faster and get bored. Remember the old saying?
1. Buy.
2. Mod.
3. Sell.
Rinse and repeat.
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