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Welcome,
- You signup through an organization such as the SCCA, NASA, BMWCCA, etc. Look on Motorsportsreg.com for events
- You really don't need insurance for an autocross unless you are truly reckless when driving. Track days, that's a different situation.
-Yes, based on which organization you choose above they have a class structure and restrictions. You need a helmet regardless. They should have loaner ones at the event for free or very cheap rental.
Thanks,
Nate
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