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Here's my theory on the "nannies". I believe that all modern cars have a data logger that logs the last X minutes of date prior to an accident. For example, RPM, speed, etc. I would be surprised if this doesn't also capture the status of driving aids. If I turn them off and have an accident, can the insurance company, or worse yet, LEA's use this data to point at an inclination to drive "at the limit" aka recklessly at the time of the accident? I think yes. I'll leave them alone unless I feel the need due to conditions (I.e. wheel spin needed to escape snow covered parking lot)' or I'm in a confined and safe area.
My two bits.
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