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rice_classic · 03-22-2013, 01:30 AM

Actually we're not. The fear of the privacy intrusion is not the consequence of higher rates. Higher rates are entirely beside the point, higher rates are what the corporations wants to scare the sheep with to get them to hand over their privacy.

The fear is that this is "behavior manipulation for profit" which, in itself, is bad enough but this method also comes at the cost of your privacy, our privacy. The big picture is that if something like this is "sold" to the sheeple as a "good thing" that lowers rates and it becomes ubiquitous then the lobbies have what's called leverage. Then a law gets written to support all insurance companies desire to implement such programs, similar to how their lobby now forces us to all wear seatbelts. At some point tracking your behavior becomes a requirement for drivers to receive coverage. Kind of like how I have to have a data plan at most big carrier if I have a smart phone, or how many ISP's are tracking all our traffic because of pressure from the MPAA.

Our privacy has long been for sale, right under our noses and that's bad enough when companies are sneaky about it like Google and Facebook but what's really a shame, what really makes me pessimistic about the future is that when companies are in our faces about it, blatant about stripping us of our final domain (our personal privacy)... we blindly accept our own demise like lemmings just so we can save a few $$.

It might come in the form of being required to have this "behavior tracking device" or else pay higher rates (which penalizes you for maintaining your privacy) or they may say that to have their service you have to have it period.

Just look at what CVS just implemented to their 200,000 employees... They now are required to submit to health exams and hand over private health information to their employer or else they will have to pay $50 more per month for their insurance. At my company if we participate in "health programs" we can get a discount on our insurance (same type of policy...submit privacy, save $$) but now CVS is flipping it... You will submit privacy or pay more.

Enjoy your dog collar, er I mean "discount tracking device".

03-22-2013, 01:30 AM	#59
rice_classic Senior Member Join Date: Jun 2012 Drives: Nevermorange FRS Location: Seattle, WA Posts: 4,174 Thanks: 757 Thanked 4,208 Times in 1,808 Posts Mentioned: 78 Post(s) Tagged: 1 Thread(s)	Actually we're not. The fear of the privacy intrusion is not the consequence of higher rates. Higher rates are entirely beside the point, higher rates are what the corporations wants to scare the sheep with to get them to hand over their privacy. The fear is that this is "behavior manipulation for profit" which, in itself, is bad enough but this method also comes at the cost of your privacy, our privacy. The big picture is that if something like this is "sold" to the sheeple as a "good thing" that lowers rates and it becomes ubiquitous then the lobbies have what's called leverage. Then a law gets written to support all insurance companies desire to implement such programs, similar to how their lobby now forces us to all wear seatbelts. At some point tracking your behavior becomes a requirement for drivers to receive coverage. Kind of like how I have to have a data plan at most big carrier if I have a smart phone, or how many ISP's are tracking all our traffic because of pressure from the MPAA. Our privacy has long been for sale, right under our noses and that's bad enough when companies are sneaky about it like Google and Facebook but what's really a shame, what really makes me pessimistic about the future is that when companies are in our faces about it, blatant about stripping us of our final domain (our personal privacy)... we blindly accept our own demise like lemmings just so we can save a few $$. It might come in the form of being required to have this "behavior tracking device" or else pay higher rates (which penalizes you for maintaining your privacy) or they may say that to have their service you have to have it period. Just look at what CVS just implemented to their 200,000 employees... They now are required to submit to health exams and hand over private health information to their employer or else they will have to pay $50 more per month for their insurance. At my company if we participate in "health programs" we can get a discount on our insurance (same type of policy...submit privacy, save $$) but now CVS is flipping it... You will submit privacy or pay more. Enjoy your dog collar, er I mean "discount tracking device". __________________ SCCA T4 - FRS