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im 19. put down 9 grand and got a 5.75% interest rate on it. its alot but for someone without credit its decent. i make about 1500 a month and i pay 370 a month pretty expensive.
everyone always says you have to save for your future but i feel when im that old to have fun with my money i cant even have fun with it. thats why i dont want to worry about being financially stable at such a young age. i know people say that is being irresponsible but i personally feel that they worry too much. not really calling people out, just how i feel about it.
i think that if you can afford it then go ahead. but then again, i have no debt (except my car) and no expenses. Sure every once in a while i like to go out and have fun but otherwise i dont owe money to others. i dont have to worry about sudden payments, medical covered by government and car covered by insurance.
as long as you know you have a decent amount of money left over you shouldnt sweat too much over it. i never really read into your expenses but honestly if you think you can handle it go for it. but dont buy it if you think youll have to be skimping all the time, cause youre gonna regret it. living life broke sucks. ive been there. plus im pretty sure your girl wont appreciate it.
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