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Im almost 23, not sure if you want advice from someone younger. Though personally i'm paying off my BRZ with no problem because I still live under my parents without the responsibility of paying for shelter and food. Though I have a lot of other unnecessary spendings which I am certain I can live without, but not willing to because i'm young and still want to party. However, looking at your financial stability atm, i don't really suggest it. Personally if it wasn't because I needed a car for transportation, i would have saved up for a mortgage instead. I'm not fond of spending money on something I already have (assuming I'm in your position of having a TL already). The car will on depreciate in value, where as saving for a property will always lead you to greater wealth. I would say no if I was in your shoes at the moment. I think fun and luxury should only exist if you have money left over. I'm kind of hypocritical i guess, but hey, who actually doesn't know how to reason? lol
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